Entries by Murphy Insurance

MA Dept of Industrial Accidents Requiring Electronic Filing of All First Reports of Injury by Jan 1, 2014

Starting January 1, 2014, the Massachusetts DIA requires all Form 101 First Reports of Injury (FRI) to be submitted electronically—paper copies will no longer be accepted. Employers can submit forms via secure file transfer or through the DIA website with an authorized online account. While this change affects submissions to the DIA, the process for notifying Murphy Insurance or your insurance company remains the same. To avoid delays, businesses should apply for a DIA Online Account as soon as possible.

Our Toys for Tots 2013 Toy Drive Supports Positive Role Models

Murphy Insurance Agency is proud to kick off its Toys for Tots initiative this holiday season, aiming to support children and families in need within the community. Studies highlight the impact of poverty on children, and initiatives like Toys for Tots serve as vital forms of passive mentoring, delivering messages of hope and positive role modeling through the generosity of donors and the Marines who distribute these toys.

Flood Insurance Reform may Significantly Increase Premiums for Some Property Owners

As of October 1, 2013, changes to the National Flood Insurance Program (NFIP) under the Biggert-Waters Flood Insurance Reform Act are being phased in. These reforms aim to make the program more financially stable by phasing out subsidized rates and aligning premiums with actual flood risk. Not all policyholders will be affected immediately, but rate increases—especially on secondary homes, businesses, and repeatedly flooded properties—are underway. Be informed and prepared if you own property in a flood-prone area.