Understanding how changes in building codes can impact rebuilding after a loss is crucial. Without proper coverage, such as Ordinance or Law Insurance, you may face unexpected expenses not covered by basic property insurance policies, leaving you vulnerable during reconstruction.
Hurricane season runs from June 1 to November 30, and the best way to protect your family, home, and business is to prepare in advance. From securing emergency supplies and reviewing evacuation plans to taking safety precautions during and after the storm, knowing what to do at each stage—watch, warning, and aftermath—can help minimize risks and ensure a smoother recovery.
As the new school year commences, college students are returning to campus and making new living arrangements, including potentially bringing a car to school. Amidst the preparation, it’s crucial not to overlook insurance coverage, as the needs of students may evolve based on various factors, even if they have attended college before.
Homeowners insurance serves as a financial shield for your home and belongings during unforeseen calamities. Understanding the nuances of your coverage, including potential exclusions, becomes crucial when navigating storm-related losses under your policy.”
Even typically gentle dogs can bite when scared or protective. Annually, over 4.5 million dog bites occur, and around 800,000 require medical care. Over half happen on the owner’s property, contributing to a third of homeowners insurance liability claims.
Successful startups require vision, passion, and appropriate business insurance coverage. While launching a new venture can incur expenses, cutting corners on insurance is not advisable because of its critical role in safeguarding business interests.
Life insurance serves as a crucial component of financial planning, offering security and stability for your loved ones in the face of unforeseen circumstances. With proper guidance, navigating the complexities of coverage ensures you find a policy tailored to your goals and budget, safeguarding your family’s future with ease.
Whether you’re a college student in a dorm or an apartment dweller, or if your child is away at school, it’s crucial to reassess your insurance policy for necessary updates or adjustments. Feel free to address any concerns or questions about your coverage with our Associates to ensure you’re adequately protected.
Based on your previous encounters with insurance audits, you likely view them as either routine or burdensome. To navigate audits more smoothly and prevent surprises, consider implementing these tips to streamline the process and enhance your business operations.
Small businesses face substantial risks from severe weather, but with IBHS’s free resources, owners can fortify their operations against potential disasters. By utilizing tools like OFB-EZ and EZ-PREP, businesses can streamline their planning, ensuring resilience and continuity in the face of adversity.