Affordable Care Act Employee Notification Required by October 1, 2013

August 15, 2013||inBusiness Insurance|affordable care act, business insurance, employee benefits

An important deadline under the Affordable Care Act is approaching. ALL employers must notify current employees about the options available through the Exchanges (aka Health Insurance Marketplaces) no later than October 1, 2013. After October 1, employers must provide notices to all new employees. Employers must provide these notices whether or not they offer an employer-sponsored health plan and regardless of how many people they employ. You can find information on this requirement at the Department of Labor’s website.

Affordable Care Act Employee Notification Required by October 1, 2013
Click here to submit an inquiry to Murphy Insurance or call us at 800 222 8711

At this time, the Department of Labor has released three temporary model notices for your use. The final ones should be available later this year; however, until those are available, you can provide your employees with temporary notices customized with your company information. The key documents that employers need to review regarding employee notifications are as follows:

Technical Release 2013-02 – Guidance on the notice to employees of coverage options under FLSA §18B and updated model election notice under COBRA

Model Notice for Employers Who OFFER a Health Plan

Model Notice for Employers Who DO NOT OFFER a Health Plan

COBRA Model Election Notice – revised to include info that in addition to COBRA, there may be other coverage options available through the Exchanges

Employers needing assistance with the preparation and content of their notices should contact their health plan advisor now.

Murphy Insurance Group Health Insurance customers may Contact Us for more information.

Read Other Blog Posts

Business Insurance in Worcester, MA What You Need To Know Original

Business Insurance in Worcester, MA: What You Need To Know

Running a business in Worcester, MA comes with both opportunities and risks. From property damage to cyber threats, having the right business insurance is essential to protect your investment. Murphy Insurance Agency provides customized coverage for local businesses of all sizes and industries. With over 85 years of experience, we offer trusted advice and tailored solutions to help your business thrive.
Read more
Office workers

Massachusetts Enacts Pay Transparency and Pay Data Reporting Law

The new Massachusetts law, the Frances Perkins Workplace Equity Act, requires employers with 100 or more employees to provide pay data reports to the Massachusetts state secretary effective Feb. 1, 2025, and employers with 25 or more employees to disclose the pay range in job postings effective July 31, 2025.
Read more
Co-workers with technology

Best Practices for Creating a Cybersecurity Culture

Employees are commonly targeted during cyberattacks, making them an organization’s first line of defense amid such incidents. For this reason, it’s important to make cybersecurity an integral part of company culture as a valued practice upheld by every member of the organization.
Read more
Umbrella

The Value of Commercial Umbrella Insurance

In today’s increasingly litigious environment, lawsuits stemming from liability incidents have surged in frequency and severity, leaving many organizations with substantial losses. Fortunately, that’s where commercial umbrella insurance can help.
Read more
Commerical truck and car

6 Factors Driving Commercial Auto Losses

A variety of trends have contributed to the rise of commercial auto losses. Here is a look at the most significant factors driving commercial auto losses across the country.
Read more
Confetti

Start the Year Right: 10 Business Insurance Tips

The beginning of a new year is the perfect opportunity to reassess your business insurance policies. Here are 10 practical tips to optimize your business insurance and start the year on the right foot.
Read more
Happy co-workers

Fostering a Culture of Workplace Safety

Fostering a strong safety culture provides many benefits to an organization. This article explains what it means to have a strong safety culture, outlines associated benefits and provides strategies small businesses can implement to establish this type of culture.
Read more
People celebrating

Hosting Holiday Parties Responsibly: Tips for Personal & Business Gatherings

While it’s easy to get caught up in the fun, taking some simple precautions can prevent mishaps and protect you from unexpected situations. Here are some practical tips for hosting a safe and successful holiday party, with a focus on being prepared.
Read more
Drowsy

Preventing Drowsy Driving

Every year, the National Sleep Foundation organizes Drowsy Driving Prevention Week to raise awareness about the dangers of driving while fatigued.
Read more

Visit Our Business Insurance Page

Business Insurance

Murphy Insurance stands as your steadfast partner in safeguarding your business from unforeseen challenges in today’s dynamic business landscape. In an era where comprehensive business insurance is not just a prudent choice but a vital one for ensuring the long-term stability and security of your enterprise, we are here to offer our expertise. Running a business inherently entails various risks that can potentially impact your financial stability and reputation. Learn more about our comprehensive business insurance solutions, which are meticulously designed to protect you from these potential threats, granting you peace of mind necessary to focus on the growth and prosperity of your business.