10 Ways to Stay Safe and Protected This Holiday Season

1. Use Holiday Lighting Safely

Seasonal lights add a cozy glow, whether they’re newer LEDs or sets you’ve had for years. Whatever you’re using, give each strand a quick once-over to make sure there are no cracked bulbs or frayed wires. Try not to leave lights on overnight or when you’re away—switching them off is a simple way to reduce risk and save energy at the same time.

2. Mind Your Extension Cords

With extra décor and electronics plugged in, cords can get a little crowded. Place extension cords where they won’t be tripped over, avoid running them under rugs, and replace any that show signs of wear. These small steps keep everything running smoothly during the busiest time of year.

3. Keep Your Home Looking Lived-In

Whether you’re out for a few hours or away for a long weekend, a few basic precautions help protect your home. Lock windows, double-check doors, and consider using timers or smart bulbs to keep lights on a regular schedule. Even asking a neighbor to grab a package or keep an eye out can make a difference.

4. Stay Mindful in the Kitchen

Holiday cooking often means multiple dishes, guests popping in and out, and lots of activity in the kitchen. Try to keep pathways clear, use timers as reminders, and keep towels and packaging away from hot surfaces. These simple habits help prevent the small mishaps that can quickly turn into bigger problems.

5. Host Responsibly

Gatherings bring joy and connection, but they also come with a bit of responsibility. Offer a mix of drink options, encourage guests to eat and pace themselves, and help arrange safe rides if needed. A little planning helps everyone enjoy the evening comfortably.

6. Prepare for Winter Conditions

Snowstorms and cold snaps can arrive without warning. Having a few basics on hand—like extra blankets, flashlights, batteries, and some shelf-stable food—can make unexpected outages or delays much easier to handle. If you’re driving, tossing a blanket, scraper, and simple emergency kit into the car is always a good idea.

7. Keep Walkways Clear

Sidewalks and driveways can get slippery quickly as temperatures change. Clearing snow or leaves when you can, using a bit of sand or salt, and making sure outdoor lights are working can help keep guests and delivery drivers safe.

8. Look Out for Pets

Pets are curious about seasonal décor, new smells, and tasty treats. Keep an eye on items like cords, ribbons, and delicate ornaments, and store sweets and rich foods out of reach. A few thoughtful adjustments help your furry friends enjoy the season just as much as you do.

9. Have Contacts and Plans Ready

With everything going on this time of year, it helps to have emergency info organized in one spot. Save important numbers—like roadside assistance, your vet, and local emergency services—to your phone. Knowing where to turn in a pinch brings peace of mind.

10. Review Your Insurance Before the New Year

As you wrap up the season, it can be helpful to make sure your coverage still fits your life—especially if you’ve made upgrades, added valuables, or plan to host more gatherings. A quick chat with your agent can clarify any questions and set you up confidently for the year ahead.

Wishing You a Safe and Joyful Holiday Season

At Murphy Insurance Agency, we hope these tips help you enjoy a warm, memorable, and stress-free season. If you ever need guidance or have questions about your coverage, we’re here to support you.