The top source of fires in American homes comes from fuel-burning appliances—such as a wood-burning stove. That’s why it’s vital to follow proper precautions when using your wood-burning stove. Consider the following guidance to ensure safe operation of your stove—keeping you, your family and your home protected against the risk of a fire.

  • Read the instructions for your wood-burning stove and follow them carefully.
  • Inspect the firebrick liner in your stove, if you have one. Should the liner show signs of wear, replace it immediately and do not use the unit until the liner is replaced.
  • Don’t use flammable or combustible liquid (e.g., gasoline, kerosene or lighter fluid) to start a fire.
  • Burn wood recommended by the manufacturer only.
  • Don’t burn plastic, wood or garbage that has been painted or treated with chemicals.
  • Be sure to have properly maintained smoke and carbon monoxide detectors and an approved multipurpose fire extinguisher in your home.
  • Never close your damper with hot ashes in the fireplace. Doing so will cause the fire to heat up which will force toxic carbon monoxide into your house.
  • Take extra care when disposing of hot ashes. Remember that these embers may remain hot for several days.

Prioritize Routine Inspections and Maintenance

Solid fuel units (including wood-burning stoves) tend to require significantly more upkeep than other heating systems. Failure to conduct regular inspections and maintenance could lead to the development of cracks, leaks, warping, baffle gaps or creosote buildup in your wood-burning stove—all of which can cause a fire.

With this in mind, be sure to have your stove inspected at least once every year by a qualified professional for potential problems, and make repairs as needed. In addition, conduct monthly maintenance practices of your own to keep your stove in good (and safe) condition.

For more home maintenance guidance, check out our other blog posts. For help with your homeowners insurance, contact us today

Read Other Blog Posts

Roundabout

Safe Driving Saves Money

For better or worse, your automobile insurance premium is a direct result of your driving record. While you can’t always prevent every accident or control what happens on the road, safe driving is one of the most powerful tools you have to protect both yourself and your finances. Keep reading to learn how maintain a safe driving record can lower your premium, and—as a result—protect your wallet.
Car driving

Buying a Car? Don’t Forget the Insurance Quote First!

Shopping for a new car can be exciting, but it’s crucial to check in with your agent before finalizing your purchase. Not all vehicles are created equal when it comes to insurance costs. Two cars might look similar on the outside, but one could cost you hundreds more per year to insure.
Shovel

Digging on Your Property? Here’s Why “Dig Safe” Should Be Your First Step

Under federal and state law, all homeowners and contractors are required to notify the appropriate utility companies before doing any excavation work. Keep reading to learn more about the standards for digging on your property.
What You Need to Know About Condominium Insurance in Groton MA

What You Need to Know About Condominium Insurance in Acton, MA

If you own a condo in Acton, MA, don’t assume the condo association’s master policy fully protects you. That policy typically covers the building’s exterior and shared spaces, but not the inside of your unit. Without your own Condominium Insurance, you could be on the hook for costly repairs to your walls, floors, or fixtures and replace personal belongings damaged by fire, water, or theft. It’s essential protection that helps ensure you’re not left paying out of pocket when the unexpected happens.
Sparkler 1200

Summer Fun and 4th of July Safety: Celebrating Smart

Summer is a time for BBQs, fireworks, family gatherings, and making the most of long days. Whether you’re heading to the beach, firing up the grill, or watching fireworks with the kids, safety should always be part of your celebration plans. After all, the best memories are the ones made without unexpected trips to the ER. Here’s a quick guide to help you enjoy your Independence Day and summer activities — while keeping everyone safe and sound.
Lightning

Lightning Storm Safety

Lightning storms light up the sky in dramatic fashion, but they’re also dangerous. A lightning strike can cause major injuries like burns, heart issues, or even brain damage. That’s why it’s important to know how to stay safe when one rolls into your area. Follow these helpful tips to help you stay safe.
Car in traffic

Risks of Lowering Auto Coverage

Many drivers look to reduce their auto insurance premiums by lowering coverage or dropping parts of their policy altogether. While it’s true that cutting back can save a few dollars in the short term, the long-term consequences of being underinsured can be financially devastating—especially in the aftermath of a serious accident. Learn about ways you can save without exposing yourself to major financial risk.
Students

The Good Student Discount

Teens and young adults often face hefty auto insurance premiums because, statistically, new drivers are more likely to get into car accidents. However, most carriers offer a way to help offset some of this financial burden—a good student discount. Learn more about how to qualify.
Senior driver

Driving Safely As You Grow Older

As you get older and wiser, you might come to the realization that you just can’t do some things quite like you used to. When it comes to driving, it's important to stay safe and feel confident behind the wheel. Learn about smart driving tips for seniors and precautions to ensure your safety and that of those around you on the road.

Visit Our Homeowners Insurance Page

Homeowners Insurance

At Murphy Insurance, we take great care in assessing your options for homeowners insurance to ensure that you receive the most favorable value. Our dedication to serving you entails collaborating with highly-rated insurance providers and conducting comprehensive assessments of available choices. Our goal is to achieve the ideal equilibrium between affordability and coverage that suits your unique needs. Please let us provide you with a customized homeowners insurance quote.