Captive agents are insurance agents who work exclusively for one insurance company and can only sell that company’s policies. They are limited to the products, pricing, and underwriting guidelines of their single provider, which can restrict options for customers seeking the best coverage at the best value. Unlike captive agents who are tied to just one insurer, Murphy Insurance is an independent agency, free to compare coverage and rates from multiple top-rated companies. That means we work for you, not a single carrier. Our goal is to provide unbiased guidance, better value, and insurance solutions tailored to your unique needs.

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