Being out on the water can be a lot of fun, but it also requires responsiblity and taking precautions to be safe. Whether you’re a new or experienced boating enthusiast, use this boating safety checklist to help you prepare and stay safe while afloat.

Arm yourself with swimming and boating skills: enroll in a swim course and boating course in your area.

Buckle up with a comfortable and properly fitted life jacket.

Install and maintain a CO detector in accommodation areas. Remember that you can be exposed to dangerous levels of carbon monoxide both inside and outside the boat.

Watch the weather to prepare for local conditions and electrical storms. Water conducts electricity, so it is time to head to shore if you can see or hear a storm.

Communicate your trip details in case of emergency. Tell your plan to a friend on the mainland: who is on the boat, where you will be, and how long you will be gone.

Never operate a boat while or after drinking alcohol.

Remember to keep all boat maintenance chemicals in their original containers. Keep these, as well as medications, lighter fluid, bug killers, lamp oil and alcohol out of sight and reach of children.

Post the Poison Control Center number, 1-800-222-1222, on the boat and call its 24-hour hotline for any suspected problems or questions concerning carbon monoxide or other poison emergencies.

List CPR instructions and a local emergency number on the boat. Keep up-to-date on CPR procedures.

Maintain constant supervision of children, regardless of their swimming abilities or use of life jackets.

Do not swim or wade near a boat’s exhaust pipe, sit on the swim platform when the engine is running, or hold onto the deck while the boat is moving. Keep your boat a minimum of 20 feet from the nearest running generator or engine. Never, ever enter the enclosed exhaust vent area under a swim platform! Exhaust from boat engines can be deadly sources of carbon monoxide poisoning.

Source: National Safe Boating Council

Read Other Blog Posts

Candle on table

Candle Safety Considerations

Candles provide a warm ambiance for an intimate dinner, a sparkling decoration for a birthday cake or a nice scent for your home. Ambiance aside, candles can be a fire hazard if they are left unattended or placed where they can start other objects on fire. If you enjoy candles, be sure to follow these tips to use them safely.
Introducing the Murphy Insurance Condominium Owner’s Manual Your Guide to Preventing Costly Condo Repairs & Damages SMM

Introducing the Murphy Insurance Condominium Owner’s Manual: Your Guide to Preventing Costly Condo Repairs & Damages

Murphy Insurance Agency has launched a new Condominium Owner's Manual designed to help you prevent costly home repairs and avoid common insurance claims. Backed by decades of real-world experience, this practical guide provides seasonal tips, safety advice, and a comprehensive maintenance checklist to protect your home—and your wallet—all year round. Download your copy today!
Deer Sign

Road Safety and Wildlife: What Drivers Need to Know

Every year, countless accidents occur because drivers aren't prepared for unexpected encounters with animals on the road. Whether it's a deer darting across a rural highway or a stray dog wandering into city traffic, these moments can be dangerous for both humans and animals. Staying alert and understanding how to respond in these situations can make a critical difference in preventing harm and keeping roads safer for everyone.
Quest for the Best 2025

We Did It Again! 5-Time Gold Winners in Quest for the Best

We’re proud to announce we’ve won Gold in MyFM 101.3’s Quest for the Best – Insurance Category for the 5th year in a row! Thank you to everyone who voted and continues to support us. If you're a client, we’re grateful for your trust. If you’re looking for a second opinion, we’d love the chance to earn your business.
Happy driver

The Benefits of Raising Your Limits

An overwhelming majority of states require individuals to carry insurance in order to operate a vehicle. While meeting these minimum limits may be enough to get you on the road, they may be inadequate if you are involved in a serious accident. For better protection, you may want to consider raising your limits to secure proper protection.
Murphy Insurance Team

27 Reasons to Work with Murphy Insurance Agency

For more than 88 years, Murphy Insurance Agency has been a trusted partner for families, individuals, and businesses across Massachusetts. As a family-owned and independent agency, we prioritize relationships over transactions, offering guidance and support tailored to your needs. With access to more than 25 top-rated carriers, we deliver personalized solutions, competitive options, and peace of mind. Discover 27 reasons why thousands have chosen Murphy Insurance to protect what matters most.
Personal Article Floater

What Is a Personal Article Floater—and Do You Need One?

Many people assume that their home or renters insurance covers all their personal belongings—but it's not always that simple. While these policies do offer significant protection, there are usually limits, especially when it comes to high-value or one-of-a-kind items. If you own something valuable, rare, or that you often take with you, you may want to consider adding a personal article floater to your coverage.
Home Fall Prep for Winter

Fall Into Home Prep: Smart Projects to Help You Avoid Winter Insurance Claims

Fall is the perfect time to tackle home maintenance projects before winter sets in. Use our seasonal checklist to protect your home, prevent costly damage, and keep everything running smoothly—inside and out.
Living room

Renting Out Your Home? Here’s What You Need to Know About Liability and Insurance

Renting out your home—whether short-term or long-term—can provide extra income but also introduces legal and insurance risks. Before listing your property, it's essential to research local laws, use a clear rental agreement, screen tenants carefully, and ensure your insurance policy provides the right coverage. Taking steps like securing valuables, documenting your home’s condition, and staying accessible can help protect your property and minimize potential issues.

Visit Our Personal Insurance Page

Personal Insurance

Life is an ever-changing journey, and it deserves a thoughtful, comprehensive plan to protect the things and people that matter most. Our dedicated team at Murphy Insurance is here to assist you in creating that plan. With a wide range of product options at our disposal, we ensure that your plan is tailored precisely to your requirements. Our commitment to providing clear, intelligent guidance to help you achieve true peace of mind. Learn more about our personal insurance portfolio.