Gender Related to Type of Car Crash

September 15, 2014||inPersonal Insurance|auto accident, auto insurance, gender related car crashes, personal insurance, teenage drivers


Wayne Texeira, Marketing Director, CFMP, AINS, AIS, API

Having a car accident is something that everyone dreads. It’s something that parents of teen drivers especially worry about when their child first gets behind the wheel.

Gender Related to Type of Car Crash
Click here to submit an inquiry to Murphy Insurance or call us at 800 222 8711

Car accident statistics have long shown that younger and older drivers are more likely to be involved in car accidents. However, a recent study published by Kansas State University has shown that gender is related to the type of severe or fatal crash in which a young driver may be involved. The study investigated gender differences and similarities of young drivers aged 16-24 involved in all motor vehicle crashes in Kansas between 2007 and 2011.

“Researchers found several differences in the types of crashes between young men and women:

  • Young females were 66 percent more likely to wear a seat belt than young males.
  • Young females were 28 percent more likely to drive on a restricted license than young males.
  • Young female drivers had more crashes at intersections and collisions with pedestrians.
  • Young males had more crashes after sunset than young females.
  • Young female drivers were more likely to be involved in crashes during weekdays, while young male drivers were more likely to be involved in crashes during the weekend.
  • Young male drivers had more off-road crashes than young females.”1

“There are often different risk factors for young male and young female drivers because their behavior and attitude are generally different,” according to the university’s Sunanda Dissanayake, professor of civil engineering.  “This may help explain why one gender is more likely to be involved in a certain type of crash. For example, young males may have more off-road crashes because this crash type is more frequently involved with speeding on rural roads — a driving habit exhibited more by young males than young females.”1

The hope is that these findings may help reduce the number and severity of such crashes by improving drivers’ education course materials. While accidents can’t always be avoided, awareness of situations where crashes are more likely to occur can allow drivers to be more cautious.
If you are a young driver or have a young driver in your family, take a moment to discuss the gender-related risk situations and how you might modify driving behavior to be safer on the road.

1Source:  Kansas State University

Read Other Blog Posts

Murphy Insurance Team

27 Reasons to Work with Murphy Insurance Agency

For more than 88 years, Murphy Insurance Agency has been a trusted partner for families, individuals, and businesses across Massachusetts. As a family-owned and independent agency, we prioritize relationships over transactions, offering guidance and support tailored to your needs. With access to more than 25 top-rated carriers, we deliver personalized solutions, competitive options, and peace of mind. Discover 27 reasons why thousands have chosen Murphy Insurance to protect what matters most.
Read more
Personal Article Floater

What Is a Personal Article Floater—and Do You Need One?

Many people assume that their home or renters insurance covers all their personal belongings—but it's not always that simple. While these policies do offer significant protection, there are usually limits, especially when it comes to high-value or one-of-a-kind items. If you own something valuable, rare, or that you often take with you, you may want to consider adding a personal article floater to your coverage.
Read more
Home Fall Prep for Winter

Fall Into Home Prep: Smart Projects to Help You Avoid Winter Insurance Claims

Fall is the perfect time to tackle home maintenance projects before winter sets in. Use our seasonal checklist to protect your home, prevent costly damage, and keep everything running smoothly—inside and out.
Read more
Living room

Renting Out Your Home? Here’s What You Need to Know About Liability and Insurance

Renting out your home—whether short-term or long-term—can provide extra income but also introduces legal and insurance risks. Before listing your property, it's essential to research local laws, use a clear rental agreement, screen tenants carefully, and ensure your insurance policy provides the right coverage. Taking steps like securing valuables, documenting your home’s condition, and staying accessible can help protect your property and minimize potential issues.
Read more
Ashley Pu Calderon and Wayne Texeira

Working with Co-op Students Yields a Mutually Beneficial Experience

As summer winds down and the next academic year approaches, we at Murphy Insurance Agency are both proud and a little wistful as we say goodbye to Ashley Pu Calderon, our most recent co-op student from Assabet Valley Regional Vocational Technical High School. While we’re sad to see her go, we’re incredibly excited for her as she begins her college journey
Read more
College Students 1200

Headed to College? Don’t Forget About Insurance

Whether it’s freshman year or senior year, sending a student off to college is a big deal. Between class schedules, dorm shopping, moving day, and maybe a few emotional goodbyes, there’s a lot going on. With so much happening, it’s easy to overlook things like insurance. But here’s the thing: insurance should definitely be on your college checklist, because being covered can save you time, money, and major stress down the road.
Read more
Kitchen

Smoke Detector Maintenance: Keep Your Home and Family Safe

Smoke detectors are one of the most vital tools for protecting your home and family, but they only work if they’re properly maintained. In this post, we’ll cover how to choose the right smoke detectors, where to place them, and how to keep them in working condition through regular testing and battery replacement. A few simple steps can make all the difference in a fire emergency.
Read more
Life Insurance in Groton, MA Protecting What Matters with Murphy Insurance

Life Insurance in Groton, MA: Protecting What Matters with Murphy Insurance

For families and individuals in Groton and surrounding communities, life insurance from Murphy Insurance offers more than peace of mind—it provides a solid foundation for long-term financial security. Whether you’re safeguarding loved ones, covering debts, or planning for the future, our personalized life insurance solutions are designed to fit your goals and budget. From affordable term life to permanent protection and full-service planning, our Groton-based team is here to help you protect what matters most with trusted guidance, top-rated options, and local expertise.
Read more
Flood Insurance May Be Critical to Safeguard Your MetroWest, Massachusetts Home

Flood Insurance May Be Critical to Safeguard Your MetroWest, Massachusetts Home

Flooding isn’t just a coastal problem—it’s a growing concern across MetroWest, Massachusetts. Whether you live in Framingham, Hudson, or Hopkinton, you may be surprised to learn your home is at risk. Learn how flood insurance can help protect your property from the damage that standard homeowners’ policies don’t cover.
Read more

Visit Our Personal Insurance Page

Life is an ever-changing journey, and it deserves a thoughtful, comprehensive plan to protect the things and people that matter most. Our dedicated team at Murphy Insurance is here to assist you in creating that plan. With a wide range of product options at our disposal, we ensure that your plan is tailored precisely to your requirements. Our commitment to providing clear, intelligent guidance to help you achieve true peace of mind. Learn more about our personal insurance portfolio.