Operating Under the Influence (OUI) Will Cost You Money

The True Cost of an OUI

• Fines and Court Fees – A first-time OUI conviction comes with significant legal expenses, including court costs, attorney fees, blood alcohol test, fines, probation, and court-mandated counseling.
• License Suspension and Reinstatement Fees – Losing your license means costly reinstatement fees and possible mandatory education programs.
• Increased Insurance Premiums – An OUI will skyrocket your insurance rates, and some providers may even drop your coverage.
• Towing and Impound Costs – If you’re arrested, your vehicle will likely be towed and impounded, adding even more unexpected expenses.
• Lost Wages – If your job requires driving or a clean record, an OUI conviction could result in missed work or even job loss.

How an OUI Affects Your Insurance

• Higher Premiums – A conviction labels you as a high-risk driver, leading to dramatically increased rates for several years.
• Possible Policy Cancellation – Some insurance companies won’t insure drivers with an OUI, forcing you to find another company, and coverage will typically be more expensive.
• SR-22 Requirement – You may need to file an SR-22, a certificate proving you have insurance, which may come with additional fees, and again, more difficulty finding a carrier that will write that coverage.

The Best Way to Save? Don’t Drink and Drive

An OUI is more than just a legal issue; it’s a financial disaster. The smartest way to avoid these costs is simple: never drive under the influence. Plan, use a rideshare service, or designate a sober driver. A little preparation can save you thousands of dollars and, more importantly, lives.