Cyclist Protection Tips
Cycling amidst traffic exposes you to risks beyond physical injury; financial impacts can also occur in accidents. Ensure you and your loved ones have adequate protection in case of unforeseen incidents.
A Personal Umbrella Policy is a type of liability insurance that provides additional coverage beyond the limits of an individual’s primary insurance policies, such as auto insurance and homeowners insurance. The personal umbrella policy serves as an extra layer of protection to help safeguard individuals and their assets against catastrophic losses, liability claims, and lawsuits.
Don’t hesitate to contact Murphy Insurance at 800 222 8711 or submit an inquiry via our Contact Us form to learn about our Umbrella Insurance.
Posts
Take the Scream Out of Halloween by Having the Right Type and Amount of Insurance Coverage
Ensure a spook-free Halloween by taking reasonable precautions to protect your property and visitors, suggests the Insurance Information Institute (I.I.I.). From well-lit walkways to raised liability limits, these measures not only keep the festive spirit alive but also provide financial security against potential mishaps.
Is the Protection You Have for Your Watercraft Underwater?
As spring brings vibrant blooms, many consider buying boats. However, homeowners policies often don’t cover high-value or large boats. Contact us before purchasing to ensure proper coverage and avoid being “underwater” with inadequate insurance.
Be Careful what you “Say” Online… Cyber Libel
Social media can lead to defamation lawsuits, especially when it comes to cyber libel. What you post online can be used against you in court, and standard homeowner policies don’t cover reputational damage. Consider adding a Personal Injury endorsement or a Personal Umbrella policy for extra protection.
Home Insurance Checklist…Getting the Best Value
To ensure excellent home insurance coverage, prioritize value over price. Understanding the essential components of a comprehensive insurance plan for your home, valuables, and liability is crucial whether you’re a new homeowner or have owned your home for some time.
Don’t Risk a Lot For a Little
Severe accidents underscore the unpredictability of life’s uncertainties. Murphy Insurance prioritizes your protection, urging our clients to secure comprehensive bodily injury coverage against financial risks. Connect with us today for personalized insurance solutions.
Five Insurance Lessons from ‘The Town’
Watching “The Town” might not immediately bring insurance to mind, but amidst the action-packed scenes, there are valuable lessons to learn. From ensuring higher Uninsured and Underinsured limits on your car insurance to the importance of timely life insurance, the movie underscores the need for comprehensive protection in the face of unexpected catastrophes.