Home Maintenance refers to the routine upkeep and repairs needed to keep a home safe, functional, and efficient. This includes plumbing, electrical work, HVAC servicing, roof inspections, and seasonal tasks like gutter cleaning. Proper maintenance helps prevent costly damages and may reduce homeowners insurance claims by minimizing risks of fires, leaks, or structural issues.

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How To Protect Your Home From Water Damage

Various insurance policies cover different types of water damage, with homeowners and renters insurance typically including protection for burst pipes, wind-driven rain, and damage from roof ice dams. While standard policies may cover top-down water sources like rainfall, additional coverage such as sewer backup riders may be necessary for certain situations.

Be Lightning Safe…Include a Lightning Protection System in your Building or Remodeling Plans

Installing a lightning protection system is a valuable investment when constructing, renovating, or repairing homes. Homeowners insurance typically covers lightning-related damages, while some policies extend coverage to power surge damages resulting from lightning strikes.

Fending Off Home Burglars

In America, a home burglary happens every 13 seconds, emphasizing the importance of taking preventive measures. Homeowners can significantly lower their risk of falling victim to this crime by implementing various security measures.

Keep Your Home in Tip-Top Condition

In recent years, homeowners have grappled with soaring insurance costs and challenges in obtaining coverage, especially those with multiple claims. Yet, by implementing preventive measures, homeowners can mitigate future risks, making insurance more accessible and affordable.