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Welcome to the Murphy Insurance blog, your trusted source for insurance insights. Our posts will simplify the complex world of insurance for you, whether you’re a homeowner, business owner, or an individual looking for the right coverage. Join us on this journey to peace of mind.

Renting Out Your Home? Here’s What You Need to Know About Liability and Insurance

August 27, 2025

Renting out your home—whether short-term or long-term—can provide extra income but also introduces legal and insurance risks. Before listing your property, it's essential to research local laws, use a clear rental agreement, screen tenants carefully, and ensure your insurance policy provides the right coverage. Taking steps like securing valuables, documenting your home’s condition, and staying accessible can help protect your property and minimize potential issues.

Working with Co-op Students Yields a Mutually Beneficial Experience

August 22, 2025

As summer winds down and the next academic year approaches, we at Murphy Insurance Agency are both proud and a little wistful as we say goodbye to Ashley Pu Calderon, our most recent co-op student from Assabet Valley Regional Vocational Technical High School. While we’re sad to see her go, we’re incredibly excited for her as she begins her college journey

Headed to College? Don’t Forget About Insurance

August 19, 2025

Whether it’s freshman year or senior year, sending a student off to college is a big deal. Between class schedules, dorm shopping, moving day, and maybe a few emotional goodbyes, there’s a lot going on. With so much happening, it’s easy to overlook things like insurance. But here’s the thing: insurance should definitely be on your college checklist, because being covered can save you time, money, and major stress down the road.

OSHA’s Safe and Sound Week Runs From August 11-17, 2025

August 13, 2025

More than 5,000 workers are killed on the job each year, and more than 3.6 million employees are seriously injured each year while at work. Because of this, OSHA holds a nationwide event each August called Safe and Sound Week, which promotes the importance of companies incorporating safety and health programs into their workplaces. This year, the event runs August 11-17, 2025.

Business Spotlight: Hudson Family Dental Providing Modern Dentistry in the Heart of Hudson

August 12, 2025

Hudson Family Dental has been providing modern, compassionate dentistry in Hudson, MA since 1988. With cutting-edge technology and a team dedicated to personalized care, they’ve earned the trust of local families for generations. Learn how this Main Street practice blends innovation with community values—and why Murphy Insurance is proud to call them a client.

Smoke Detector Maintenance: Keep Your Home and Family Safe

August 12, 2025

Smoke detectors are one of the most vital tools for protecting your home and family, but they only work if they’re properly maintained. In this post, we’ll cover how to choose the right smoke detectors, where to place them, and how to keep them in working condition through regular testing and battery replacement. A few simple steps can make all the difference in a fire emergency.

Employee Benefits SAR Is Due by September 30 for Calendar Year Plans

August 5, 2025

Many employers that must file Form 5500 on behalf of their employee benefit plans must also provide plan participants with a summary annual report (SAR). The SAR is a summary of the information included in the Form 5500. Employers with plans that operate on a calendar year basis must provide the SAR by Sept. 30

Life Insurance in Groton, MA: Protecting What Matters with Murphy Insurance

August 1, 2025

For families and individuals in Groton and surrounding communities, life insurance from Murphy Insurance offers more than peace of mind—it provides a solid foundation for long-term financial security. Whether you’re safeguarding loved ones, covering debts, or planning for the future, our personalized life insurance solutions are designed to fit your goals and budget. From affordable term life to permanent protection and full-service planning, our Groton-based team is here to help you protect what matters most with trusted guidance, top-rated options, and local expertise.

Supreme Court Upholds ACA’s Preventive Care Mandate

July 31, 2025

On June 27, 2025, the U.S. Supreme Court upheld a key component of the Affordable Care Act’s (ACA) preventive care mandate. Due to the Court’s ruling, the ACA’s preventive care mandate remains in full effect and health plans and issuers are required to continue covering the entire range of recommended preventive care services without cost sharing.

Updated Hazard Communication Standard from OSHA

July 29, 2025

Employers should review OSHA's the final rule on its Hazard Communication Standard (HCS) to determine how the changes affect them. Specifically, paying attention to their compliance dates for required actions which go into affect in 2026 and 2027.

Flood Insurance May Be Critical to Safeguard Your MetroWest, Massachusetts Home

July 21, 2025

Flooding isn’t just a coastal problem—it’s a growing concern across MetroWest, Massachusetts. Whether you live in Framingham, Hudson, or Hopkinton, you may be surprised to learn your home is at risk. Learn how flood insurance can help protect your property from the damage that standard homeowners’ policies don’t cover.

Safe Driving Saves Money on Your Automobile Insurance

July 18, 2025

For better or worse, your automobile insurance premium is a direct result of your driving record. While you can’t always prevent every accident or control what happens on the road, safe driving is one of the most powerful tools you have to protect both yourself and your finances. Keep reading to learn how maintain a safe driving record can lower your premium, and—as a result—protect your wallet.

Our Blog

Renting Out Your Home? Here’s What You Need to Know About Liability and Insurance

Working with Co-op Students Yields a Mutually Beneficial Experience

Headed to College? Don’t Forget About Insurance

OSHA’s Safe and Sound Week Runs From August 11-17, 2025

Business Spotlight: Hudson Family Dental Providing Modern Dentistry in the Heart of Hudson

Smoke Detector Maintenance: Keep Your Home and Family Safe

Employee Benefits SAR Is Due by September 30 for Calendar Year Plans

Life Insurance in Groton, MA: Protecting What Matters with Murphy Insurance

Supreme Court Upholds ACA’s Preventive Care Mandate

Updated Hazard Communication Standard from OSHA

Flood Insurance May Be Critical to Safeguard Your MetroWest, Massachusetts Home

Safe Driving Saves Money on Your Automobile Insurance

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