5 Tips for Disaster-Free Festivities

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As the holiday season approaches, the Insurance Information Institute urges prioritizing family, friends, and festivities while remaining vigilant against potential hazards like fire, theft, accidents, and other mishaps. By following five key safety tips, including fire prevention measures, identity protection, home security strategies, responsible party hosting, and safe driving practices—especially in winter conditions—we can ensure a joyful and secure celebration for all.

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Toys for Tots Drive 2019 – November 25 – December 10, 2019

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Murphy Insurance Agency is hosting its annual Toys for Tots Drive, collecting new, unwrapped toys for children ages newborn to 12. Drop off donations at any of our seven locations by Tuesday, December 10. Visit our Toys for Tots Resources Page for donation guidelines. Help make the holiday season brighter for local families in need!

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Safe Travels on Thanksgiving

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As Thanksgiving approaches, remember that road safety is paramount during this busy travel period. Take precautions such as checking tire pressure, buckling up, leaving early, obeying speed limits, avoiding distractions, and never driving under the influence to ensure a safe and enjoyable holiday journey.

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Toys for Tots Drive 2019…Please Donate by December 10

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Join Murphy Insurance in spreading holiday cheer by dropping off new, unwrapped toys, books, or homemade gifts at any of our seven locations for Toys for Tots. Remember, the deadline for donations is December 10th, ensuring the Marines have time to deliver them to families in need before the holiday season.

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Why You Should Have Oil Spill Clean-Up Coverage

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Ensure your home is protected from potential oil spills with an “Escaped Liquid Fuel Endorsement,” providing coverage for fuel contamination to your property and beyond. Don’t risk costly out-of-pocket expenses—contact Murphy Insurance to discuss securing this essential coverage for your peace of mind.

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Carbon Monoxide Detectors…It’s the Law!

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In 2006, Massachusetts enacted “Nicole’s Law” after 7-year-old Nicole Garofalo’s tragic death from carbon monoxide poisoning. Despite its importance, many homes still lack mandated CO detectors, posing risks. Compliance remains low despite legal requirements for detectors in homes with fossil-fuel appliances or enclosed parking.

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Tricks for Making your Halloween Party a Safe One

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Halloween is a time for fun, but it also brings an increased risk of drunk driving, especially with the holiday falling on a Saturday this year. Those hosting parties should take steps to limit liquor liability and ensure they have the proper insurance coverage. According to the Insurance Information Institute, being proactive can help prevent legal and financial risks while keeping the celebration safe for everyone.

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Deer Collision Risk Peaks in November and December

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Encountering a deer on the road can evoke the “deer in the headlights” moment, highlighting the abruptness of the situation. With collisions being more prevalent from October to December due to increased deer activity, cautious driving is paramount to avoid accidents.

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Building an Effective Employee Performance Review Process

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Fall often signals performance review season for many businesses, a process sometimes dreaded due to its time-consuming nature or overdue discussions. Seeking to alleviate this, conversations with HR managers can offer insights into streamlining and improving the process for all involved.

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Social Host Liability: Serving Alcohol at a Party? Be a Responsible Host

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Social host liability laws, often referred to as “Dram Shop Liability,” are present in 43 states and offer recourse for injured parties, such as victims of drunk driving incidents, to sue those who served alcohol. Understanding these laws and taking precautions can help hosts mitigate their liability risks and ensure a safer environment for all guests.

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