provide financial protection for your loved ones and better care options for you

While long-term care insurance can provide financial support and relief for the elderly in a nursing home, you don’t have to be older to need long-term care, and it provides for care other than being in a nursing home.

Beyond providing you with the financial resources for better care, long-term care insurance also is an important means of protecting the financial assets you’ve built during your life. Many families struggle to pay the unexpected cost of long-term nursing home or in-home care. Such an event frequently puts the home, savings and other assets in jeopardy.

Long-term care insurance provides financial protection for family members. Without a plan, the need for long-term care can be financially and emotionally devastating for everyone involved.

Your Murphy Insurance associate can assist by explaining long-term care insurance options and suggest ways to improve your protection. Email, call or visit us…don’t wait until something happens.
 

what is long-term care?

Long term care includes any chronic or disabling condition that prevents you from performing activities associated with daily living and requires services to assist with dressing, eating, bathing, continence, toileting and transferring. You don’t have to be elderly to require some of these types of services. These services can include:

• In-home health care
• Adult day care
• Assisted living care
• Nursing home care
• Respite care
• Hospice care

NOTE:  This information is only a general description of the available coverages and is not a statement of contract. All coverages are subject to all policy provisions and applicable endorsements. Some coverage may be subject to individual insureds meeting underwriting qualifications and to availability within a state.   For further information contact a Murphy Insurance Agency Associate.