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Restaurant Insurance

restaurant insuranceThe perfect recipe takes planning, quality ingredients and skilled execution. A great dining experience also starts with planning and managing the customer experience...atmosphere, staff  and many other details. With all these moving parts, hospitality businesses face many unique risks including fire damage, food spoilage, foodborne illness, employee or customer injuries as well as other typical business risks. Having proper restaurant insurance protection lets you focus your energy on what makes your restaurant a success while knowing that your covered for the unexpected. 

Murphy Insurance Agency understands the risks and exposures facing restaurant owners and can tailor a restaurant insurance protection plan for your needs. In addition to restaurant insurance solutions, we can also assist you in managing exposures with access to a variety of risk management tools to help you improve safety and prevent losses. Murphy Insurance is the trusted choice for restaurant insurance in MA and beyond.

understanding the insurance needs of restaurants and other hospitality businesses

We have years of experience working with hospitality and food service businesses including:

  • cafes
  • casual, family restaurants
  • caterers
  • chain restaurants
  • delis and sandwich shops
  • diners
  • fast food or quick service restaurants
  • fine dining restaurants
  • franchise restaurants
  • function facilities
  • ice cream shops
  • independently owned restaurants
  • pizza restaurants

We primarily work with businesses in Massachusetts, Connecticut, Maine, New Hampshire, Rhode Island and Vermont.

coverage designed for restaurants and hospitality businesses

We work with a variety of regional and national insurance providers, which gives us the ability to compare options in order to build the perfect solution for your business. Perhaps a Business Owner Policy (BOP) combining a variety of coverages in one policy will be a good fit, or you may need a combination of separate policies. Our commercial insurance professionals will work with you to first understand your business’ exposures and then develop a comprehensive restaurant insurance protection plan, which may include:

be sure your business is well protected

The time to ensure that your business has sufficient insurance protection is before something happens.  Let us provide you with a review and comparison of your current program to our options. We’re glad to meet with you and review. Contact us today to learn more about our restaurant insurance solutions in MA and beyond. Let us provide you with a second opinion on your current protection.