Creating Your Home Inventory

What To Document

Describe all items, noting make, model, where purchased, and price paid as applicable. List serial numbers for expensive electronics and major appliances. Count clothing items by category, noting high-value items. If you have receipts or appraisals, keep them with your list.

Take Photos Or Video

Take pictures or videos of everything using the time stamp feature if necessary. Label all photos with descriptions. Digital photos are inexpensive and easy to store. Video is excellent for giving verbal descriptions of items. You should do this step first to create a quick inventory.

Document High-Value Items

Items worth over $500 should be described in detail and photographed. High-value items may need to be insured separately since home policies have certain personal property limitations.

Safely Store Your Inventory

Keep a copy handy for yourself. Most importantly, store your inventory documentation away from your home in a safe deposit box or with someone you trust.

Keep It Up To Date!

Once you’re done, update your inventory when you make big purchases. It’s a good idea to review your list at least every couple of years or when you move. When you’ve completed your inventory, please talk with us to ensure you have enough insurance to cover all your possessions.