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Murphy Insurance
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Murphy Insurance2025-06-24 16:55:242025-07-26 13:00:17Business Spotlight: Rail Trail Flatbread Company & New City MicrocreameryThe renewable solar energy industry is growing rapidly, especially in Massachusetts, Maine, New Hampshire, Vermont, and the rest of New England. With government support for alternative energy programs, there are many opportunities for:
- Solar Contractors
- Solar Designers
- Solar Installers
- Solar Owners
- Solar Investors
- Solar Project Coordinators
- Power Purchase Agreements
Regardless of the care with which you and your company perform services, things can go wrong for which you’re responsible. The alternative energy industry has unique risk exposures that aren’t covered by traditional insurance policies. You must have proper insurance protection to adequately protect yourself and your solar energy business.
As a local Massachusetts insurance agent serving New England, Murphy Insurance Agency understands risk management issues for the solar industry. We have access to programs specifically tailored to handle the exposures of solar and renewable energy contractors. You can count on our commitment to helping you succeed and grow by protecting you from financial risk that could be devastating without proper insurance coverage. We’ll meet with you, analyze your current and potential risks, and create a protection plan that fits your renewable energy business needs and minimizes your financial exposure.
Special Coverage For Unique Exposures
We work with highly rated insurance companies that provide coverage to protect integrators, installers, maintenance, and operations companies. These programs, combined with our years of experience and commitment to quality service, give you one reliable source for all your insurance protection needs. Here are some of the ways we can assist:
Builders Risk Insurance for Solar Installations
- Replacement cost coverage during construction
- Coverage during the testing of components
- Equipment breakdown coverage
- Delay in completion including additional construction expense and loss of income
- Monthly project value reporting available
Property Insurance for Operational Installations
- Special form property coverage
- Transit coverage
- Equipment breakdown from a covered loss
- Loss of energy generated income
Insurance for Power Purchase Agreements
- General Liability – Special protection separate from contractor’s or landowner’s general liability policy for both roof and ground-mounted systems
Traditional Coverage
In addition to providing specialized coverage for solar installation projects, we can also handle traditional business insurance needs.
- Business Liability Insurance – Covers property damage and bodily injury resulting from business activities including completed operations
- Pollution Liability
- Cyber Liability
- Business Interruption Insurance / Business Income Protection
- Professional Liability Insurance – Errors and omissions losses related to solar power project engineering, design, and consulting; loss of income related to tax incentives and local rebates
- Directors & Officers Liability Insurance
- Workers’ Compensation Insurance
- Employment Practices Liability Insurance
- Commercial Auto Insurance
- Commercial Property Insurance
- Employee Benefits

For Additional Information, Contact Us
We work primarily with solar businesses in Massachusetts, Connecticut, Maine, New Hampshire, Rhode Island, and Vermont. Please contact us to discuss your needs and learn more about our custom solar insurance solutions to protect your growing business.
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Murphy Insurance
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Murphy Insurance2025-06-24 16:55:242025-07-26 13:00:17Business Spotlight: Rail Trail Flatbread Company & New City Microcreamery
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Murphy Insurance Agency provides insurance solutions across Massachusetts and New England. Where you live is not a barrier to our assisting you. We are proud to serve the communities where our customers live and work, including Acton, Ashland, Ayer, Bellingham, Berlin, Blackstone, Bolton, Boston, Boxborough, Boylston, Chelmsford, Clinton, Concord, Devens, Dunstable, Fitchburg, Foxborough, Framingham, Franklin, Groton, Harvard, Holliston, Hopedale, Hopkinton, Hudson, Lancaster, Leominster, Littleton, Lunenburg, Marlborough, Maynard, Medfield, Medway, Mendon, Milford, Millis, Millville, Natick, Norfolk, Northborough, Northbridge, Pepperell, Sherborn, Shirley, Shrewsbury, Southborough, Sterling, Stow, Sudbury, Townsend, Upton, Uxbridge, Wayland, Westborough, Westford, Weston, Whitinsville, Worcester, and last but not least, Wrentham.
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