F

flood

The National Flood Insurance Program (NFIP) defines a floos as

• A general and temporary condition of partial or complete inundation of 2 or more acres of normally dry land area or of 2 or more properties (at least 1 of which is the policyholder's property) from:
  --Overflow of inland or tidal waters; or
  --Unusual and rapid accumulation or runoff of surface waters from any source; or
  --Mudflow;or
• Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood as defined above.