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Insurance Terms Glossary

This glossary of insurance terms and definitions is provided for your information and guidance. If you're looking for a definition not listed, please contact us. We'll answer your question and add it to our glossary for the benefit of others.

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The National Flood Insurance Program (NFIP) defines a floos as

  • A general and temporary condition of partial or complete inundation of 2 or more acres of normally dry land area or of 2 or more properties (at least 1 of which is the policyholder's property) from:
    --Overflow of inland or tidal waters; or
    --Unusual and rapid accumulation or runoff of surface waters from any source; or
  • Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood as defined above.