Contractors encounter risks including job site injuries, property damage, equipment loss, and project delays. Insurance such as general liability, workers’ compensation, and builders’ risk helps protect against these exposures. Murphy Insurance provides practical guidance to help contractors meet requirements, reduce risk, and maintain business continuity.

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Building Safety Month: Why It Matters for Property Owners and Insurance Protection

Building Safety Month in May is a timely reminder that protecting your property starts with proactive safety practices. From routine maintenance to understanding insurance coverage, taking the right precautions can help property owners reduce risks, prevent costly damage, and ensure their homes or buildings remain safe and well protected.

Pollution Liability: The Most Overlooked Coverage Your Business Might Need

Many business owners assume their general liability or property insurance covers everything, but pollution-related risks are often excluded. Pollution liability insurance helps fill that gap, covering cleanup costs, lawsuits, and damages from environmental incidents. From contractors and manufacturers to auto shops, property owners, and agricultural businesses, many industries face hidden pollution exposures. Without this protection, a single spill, leak, or contamination event could cost hundreds of thousands of dollars.