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Articles about home

13

Every homeowner, renter and college student should have an inventory of their possessions. Just imagine…if you had a fire or burglary, would you be able to remember everything you own and what it cost? Having an inventory can save you time, money and stress if you have to make a claim.

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15
What to look for when shopping for renters insurance If you rent a house or apartment and experience a fire or other disaster, your landlord’... Read more >

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11
Imagine how you’d feel if you looked down and saw the stone missing on your diamond ring? Would it be covered by your homeowners', condo own... Read more >

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01
Snow can hold a lot of water. To prevent it from becoming a flood problem, you can take several preventative measures: Avoid having sn... Read more >

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24

If disaster strikes, you'll want enough homeowners insurance to rebuild the structure of your home, to help replace your belongings, to defray costs if you're unable to live in your home and to protect your financial assets in the event of liability to others. Use these guidelines to help determine the coverage and amounts you need.

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10

Water damage is among the most common reasons for making a property damage claim. Home, condominium, renter insurance and commercial property policies cover a variety of types of property damage caused by water; however, not every instance of water damage is covered by insurance.

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10

Winter months often increase the risks of a variety of claim situations. Being proactive can help reduce the chances of having an accident or loss.  Keep in mind these 9 tips to avoid claim situations that are not only costly but can cause you significant stress.

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15
Thanksgiving Day is a fun holiday that many of us look forward to all year. As you plan and prepare for your Thanksgiving feast, be sure to keep safet... Read more >

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10
The National Fire Protection Association (NFPA) discourages the use of outdoor gas-fueled turkey fryers that immerse the turkey in hot oil. These turk... Read more >

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02
With winter fast approaching, now is the time to properly safeguard your home from the harsh elements of this season. These steps can lessen your chan... Read more >

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The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.