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Entries for April 2019

24
Four out of 10 small businesses are likely to experience a property or general liability claim in the next 10 years, according to an analysis of The H... Read more >

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16

Insurance needs change as circumstances in our lives change. It's wise to do an annual insurance review. When you’re reviewing your insurance coverage, these ten questions can help you figure out whether you may need to talk to your insurance professional about making a change to your coverage. Family, Home, Career Status Should Be Reflected In Your Policy Coverage

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09

Many consumers, however, lack an understanding of the myriad and multi-faceted loss exposures associated with boat ownership. And boat lovers may mistakenly believe that coverage applies under their homeowners policy for these loss exposures. Most homeowners policies, however, only insure losses arising from certain low-valued or low-powered boats. Therefore, you should contact us before buying a boat to discuss the proper insurance protection for it. You do not want to be "underwater" when it comes to the proper watercraft insurance. Consider the following tips to assist you in this process.

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02

Spring may be the traditional time of year for cleaning out closets and drawers and organizing attics, but it is also a great time to review of your insurance coverages. As your life changes so do your insurance needs. Instead of just dusting around the corners of your insurance policies, take the time to read them over and ask yourself the following key questions:

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The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.