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Murphy Insurance News & Articles

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Winter months often increase the risks of a variety of claim situations. Being proactive can help reduce the chances of having an accident or loss. Cleanup snow and ice promptly to avoid liability. Property owners are liable for injuries that happen due to snow and ice build-up on their property...this includes the public sidewalk in front of your home or business.  Watch for ice dams and take prevention steps. Last year, New England’s severe winter ...

  A good host is a responsible host when it comes to serving alcohol Parties and social gatherings are often a big part of the holiday season. But hosts who serve alcohol should take steps to limit their liquor liability and make sure they have the proper insurance, according to the Insurance Information Institute (I.I.I.). Social host liability, the legal term for the criminal and civil responsibility of a person who furnishes liquor to a guest, can have ...

Christmas trees are a beautiful holiday decoration, but they can be dangerous, too. Even if you have an artificial tree, there are hazards to avoid. The last thing anyone wants is to have their Christmas Celebration destroyed by fire, so here are some quick tips and precautions to follow for safety. Check out this video on the difference of a fire involving a dry tree vs. a wet tree. Picking your tree Choose a tree that ...

 

The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.