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Murphy Insurance News & Articles

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topics of interest to you

flood

Do you know the essentials of flood preparedness including a plan to secure your family and property in case of flooding? Financial preparedness for flooding is often overlooked, as many property owners are unaware of the risk of flooding in their area as well as the financial implications of flood damage.

Shovel snow on roof

When winter storms cause heavy accumulations of snow, property owners and residents of buildings, especially those with flat roofs, need to be aware of the weight loads and take precautions to protect life and property.

October 1, 2013 marks another phase in changes to the National Flood Insurance Program and flood insurance rates as a result of the Flood Insurance Reform Act of 2012. The changes will mean premium rate changes for some - but not all - policyholders over time.

pool

If you have a pool, or are planning on getting a pool, be sure that you thoroughly understand building codes and proper safety measures required.

apartment building

If you rent a house or apartment, your landlord’s insurance will only cover the costs of repairing the building if there is a fire or other disaster. You need your own coverage, known as renters or tenants insurance in order to financially protect yourself and your belongings.

winter home

Many winter-related disasters can be prevented if you take a few simple steps to protect your home from freezing temperatures, snow, and wind.

 

The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.