When you think of flooding, you may think strictly of rivers or bodies of water. Did you know that:
•Homeowners are 4 times more likely to sustain a loss from a flood than a fire.
•25 percent of all flood insurance claims are filed in low- to moderate-risk areas.
Here are some common questions that we get about floods...
You can purchase limited coverage either as part of a package endorsement that increases several coverages on your policy or as a separate “Water Back-up and Sump Discharge or Overflow Endorsement” to your policy...
Before the storm it’s about preparation, after the storm it’s about filing claims to recover from damage that couldn’t be prevented...
As storm season approaches, it's a great time to remember that if you need to update your insurance protection, you need to do so well in advance of an impending hurricane. There is a 30 day waiting period after you have purchased a flood policy before the protection goes into effect...
Over a dozen states were impacted by Hurricane Sandy, which caused an estimated $18.75 billion in insured property losses, excluding flood insurance claims covered by the National Flood Insurance Program. When you consider uninsured losses and the ongoing financial impacts, the economic implications from Hurricane Sandy will continue to be felt for many years...
With spring comes a greater potential for flooding, which can occur in areas that are not considered high risk. You don’t have to live on the coast or near a major river to experience flooding...