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The Murphy Insurance Blog

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News, updates and useful tips about insurance products and the insurance industry. We also provide insights on community events, local news and information that affect your everyday life. Enjoy!

frozen pipes

If temperatures are extremely cold and you turn on your tap to find a trickle or nothing instead of a steady flow, you probably have frozen pipes. Don't wait for them to burst...act quickly. Here's what to do.

house puzzle get organized

No one likes to think about the loss of a loved one or their own death, but if you want to avoid having your family struggle with financial and legal issues, there are certain planning steps you need to take. Here are a few questions to think about...

Happy New Year

New Year’s Day is the closest thing we have to a worldwide public holiday. Over the years, many traditions and superstitions have grown. Here are some interesting facts and superstitions that might spark some conversation with friends and family...

holiday safety

It's been another challenging year, don't let your holiday happiness be marred by fire, theft, accidents or other disasters. Taking a few simple steps can help reduce seasonal hazards.

winter driving tips

Snow, sleet, ice and below freezing temperatures all have an effect on driving conditions. During winter, safety depends on driver performance in winter hazards, good vehicle maintenance—and common sense. These tips will help you and your car weather the winter.

winter snow removal

If you own residential or commercial property, it’s essential to understand your legal responsibilities regarding snow removal. The state you live in has laws that dictate snow removal, and in many cases, your city or town may have local ordinances or by-laws that further define snow and ice removal responsibilities. In Massachusetts, all property owners (owner occupied and rental) have a legal obligation to keep their property free from snow and ice for the safety of visitors and guests…whether it’s “natural” or “unnatural” accumulations.

christmas tree safety

A Christmas tree is often a central part of holiday decoration. Some people cut down their own tree, others get theirs from a local side of the road stand and others have opted for artificial. While beautiful, Christmas trees can also pose a serious fire hazard, so be sure to follow safety guidelines...

holiday safety

At this festive time of year most of us have decked our halls to one degree or another and are planning holiday festivities. One thing that I really enjoy is driving around and seeing homes decorated with lights. Whether the display is big or small, it’s an outward sign of people sharing their holiday spirit with their neighbors and the community. As we celebrate the holidays with home decorating and increased entertaining, keep in mind that...

gavel; lawsuits and liability

Personal umbrella policies are growing in popularity. In the past, only wealthy individuals and families purchased this coverage. Today, middle-income families also may procure this policy for protection in our society's increasingly litigious climate. As the tendency to sue for damages rises and awards granted by the courts grow, the personal umbrella policy is increasingly seen as an insurance necessity, rather than a luxury. It is especially attractive because of its relatively low cost.

traveling on the road

If you're traveling this over the holiday weekend, please be extra cautious and follow these safety tips. As we consider the many things for which we are thankful, Murphy Insurance Agency is truly appreciative of our clients, our partners, our team members, and our community, without whom none of this would be possible. Wishing you all a happy and healthy Thanksgiving.