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The Murphy Insurance Blog

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News, updates and useful tips about insurance products and the insurance industry. We also provide insights on community events, local news and information that affect your everyday life. Enjoy!

gavel; lawsuits and liability

Personal umbrella policies are growing in popularity. In the past, only wealthy individuals and families purchased this coverage. Today, middle-income families also may procure this policy for protection in our society's increasingly litigious climate. As the tendency to sue for damages rises and awards granted by the courts grow, the personal umbrella policy is increasingly seen as an insurance necessity, rather than a luxury. It is especially attractive because of its relatively low cost.

traveling on the road

If you're traveling this over the holiday weekend, please be extra cautious and follow these safety tips. As we consider the many things for which we are thankful, Murphy Insurance Agency is truly appreciative of our clients, our partners, our team members, and our community, without whom none of this would be possible. Wishing you all a happy and healthy Thanksgiving.

home insurance

To protect your home and your financial well-being in the event of a major fire or other disaster, you should regularly review and update your insurance. While many home policies adjust automatically to keep pace with increasing construction costs, it’s wise to complete a home replacement cost estimator every 5 years or anytime you make major alterations, additions or upgrades...

commercial auto insurance

Tips for buying commercial auto insurance that will help you manage costs and ensure you’re properly protected. Whether you need commercial auto insurance for a single vehicle or a whole fleet, you want insurance that is both affordable as well as provides the proper protection.

snow plowing completed operations

With winter comes snow and snow plowing. If you plow snow as part of your business or as a side business, you need to consider liability protection for completed operations in addition to auto insurance. Changes to Massachusetts Laws in 2010 increased the snow removal liability risk for property owners and snow plow contractors, which has made having proper protection increasingly important.

deer collisions

Increased deer activity during October thru December, their migration and mating season, cause a sharp increase in auto accidents involving deer. Deer-vehicle collisions are dangerous and costly. To avoid hitting a deer, follow these defensive driving tips.