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The Murphy Insurance Blog

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News, updates and useful tips about insurance products and the insurance industry. We also provide insights on community events, local news and information that affect your everyday life. Enjoy!

deceased do not mail

Steps you can take to reduce or eliminate receiving mail addressed to a deceased person. Register a deceased person's name on the Deceased Do Not Contact List.

flood insurance

If you are selling or buying a home, be aware of changes the National Flood Insurance Program (NFIP) and flood insurance rates that began on April 1, 2015. The changes to rate structures have significant impacts to property owners/buyers especially those with properties currently in a flood zone or properties newly mapped into a Special Flood Hazard Area with the redrawing of flood maps.

ice dam

Ice dams can be a homeowners worst nightmare. When melting snow freezes at the roof edge causing water to back up under the roofing material, it can cause significant water damage to a home. Consider these tips for prevention.

Halloween and Insurance

Your homeowners or renters policy provides financial protection for a number of disasters, whether they occur on Halloween or any other day of the year.

life insurance loved ones

The COVID pandemic has taken a toll on all of us in different ways. It’s changed daily routines of how we work and socialize, and so many have experienced the loss of family members and friends. As a result, it’s caused many of us to reconsider what matters most in our lives and review our priorities. Taking care of loved ones has certainly shifted to the forefront. One trend we’ve seen in the insurance industry is a significant increase in people inquiring about and purchasing life insurance protection.

visitors

With the COVID-19 vaccine rollout well underway and the Commonwealth of MA updating guidelines, we are pleased to announce that our Bolton, Groton, Harvard, Hudson, Marlborough and Medway offices will be open to visitors starting Tuesday, June 1.

Toys for Tots needs your help!

Toys for Tots

Due to the COVID-19 pandemic, our offices are closed to in-person visits; therefore, we are unable to host our annual public toy drop-off for Toys for Tots. However, we encourage you to continue to support Toys for Tots and want to share information to help you find ways to donate because this year, more than ever, kids and families need help. Make your donation early so that toys can be delivered.  Ideally, donate by December 9th.

home prep for winter

With winter fast approaching, now is the time to properly safeguard your home from the harsh elements of this season. These steps can lessen your chances of a loss to your home due to inclement weather.

antique car insurance

Unique vehicles require special auto coverage. A classic, custom, collectible or antique car requires insurance that reflects your vehicle’s uniqueness and value. If you own—or are thinking of owning—a special set of wheels, find out about the kind of policy you need.

boat insurance

Not all boaters are responsible and safety conscious, and there are many unregistered boaters on waterways, which makes it even more important that to properly insure your boat, yacht and watercraft to protect you and your loved ones.