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The Murphy Insurance Blog

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News, updates and useful tips about insurance products and the insurance industry. We also provide insights on community events, local news and information that affect your everyday life. Enjoy!

Annually, approximately 75,000 people are injured seriously enough by lawnmowers to require emergency room medical treatment. Only a small percentage of the injuries are caused by mechanical failure; most are the result of human error. Here are some tips to follow before and while mowing your lawn.

Downtown Hudson is preparing to be the setting for filming of a movie on May 1st, 2nd & 3rd, Details of what to expect from traffic and parking restrictions were just updated. Downtown businesses will be open during filming so don't hesitate to come down if you need assistance.

Fires are one of the the most devasting losses that can happen to you if you live in an apartment, but broken pipes, burglary and other situations can also cost you money and cause stress. Unless you have renters' insurance, your belongings aren't covered and neither is your personal liability.

If you don’t drive on the Massachusetts Turnpike (Route 90) with any regularity, you may have missed the news that effective October 28, 2016, cash will no longer be accepted as payment. If you haven’t heard many details, here’s a summary to help you stay informed.

During summer, a wide variety of severe weather conditions can occur including hailstorms, thunderstorms, high winds, flooding, lightning and even tornadoes. There are steps you can take to help mitigate damage.

Pokémon Go, a mobile app that allows users to hunt virtually for Pokémon in the real great outdoors, has taken the world by storm, amassing more users than Twitter in just a few days. However, like most cultural phenomena, Pokémon Go has also spawned unintended consequences, such as injuries and property damage resulting from distracted users—fortunately, most of these are covered by insurance

A homeowner may rent property to tenants on a continuous or regular basis. There are important measures that homeowners should take to protect their rental property investment. Here are some recommendations and tips if you continuously rent out residential property.

Cyber attacks and data breaches can come from many sources. It’s not just criminals and external threats, but internal causes that businesses need to protect against. Privacy risks can result from lost/stolen documents, mobile devices; USB sticks; employee dishonesty; emails; spyware; viruses; hackers; third-party vendors and websites. Businesses should take a three prong approach to protect private information.

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Whether you’re buying a new home or have owned your home for some time, understanding what components make up a solid insurance protection plan for your home, your valuables and your liability is essential. While your home may not change much over the years, insurance isn’t “a set it and forget it” decision. Changes in your life, improvements to your home and changes of construction in the general marketplace can change your insurance needs.

Use this guide to help you find ways to save on car insurance without sacrificing your protection. The most expensive insurance policy is one with gaps that leave you without coverage when you need it most. Stay focused on value—what you get…for what you pay.