Workers’ Comp rates can vary between insurance providers. Where you get your Workers’ Comp Insurance can make a difference. While classification rates are set by the Commonwealth, individual insurance companies may modify/decrease rates for certain job classification. This can result in savings for your business. Beyond the possibility of discounts...

With the implementation of the Affordable Care Act, a variety of reforms became effective in 2014. In 2015, additional provisions will go into effect including the shared responsibility penalty and related requirements. How the changes apply to your business can vary depending on the employer group size that your company falls under. Employers need to review upcoming requirements and develop a strategy to ensure compliance...

Insurance can certainly seem like a commodity if purchasing it is primarily price focused. If you’re not an active participate and insurance protection is more of an after-thought, it may not be getting the attention it deserves as a strategic tool to protect your bottom-line. Large corporations often devote thousands of dollars and dozens of staff to pay attention to risk management. Even that team has to engage a broker they trust to fill in the voids and exposures in their risk management plan. As a small to mid-size business, you can emulate their dedication to risk management by...

As storm season approaches, it's a great time to remember that if you need to update your insurance protection, you need to do so well in advance of an impending hurricane. There is a 30 day waiting period after you have purchased a flood policy before the protection goes into effect...

Over a dozen states were impacted by Hurricane Sandy, which caused an estimated $18.75 billion in insured property losses, excluding flood insurance claims covered by the National Flood Insurance Program. When you consider uninsured losses and the ongoing financial impacts, the economic implications from Hurricane Sandy will continue to be felt for many years...

Many other states require that drivers carry proof of insurance and require that insurance companies issue Auto Insurance ID Cards with policies. However, most drivers in Massachusetts have not heard of such laws because they don't exist in our state...

Are you a small business owner? Social media is a cost effective “tool” for business sales and marketing as a way to build or maintain a reputation and communicate with customers...

If your property or vehicle sustains damage due to the storm, here are a few tips to help the claims process go more smoothly...

At this time last year, Hurricane Irene had just hammered the Northeast, and soon thereafter, the freak October snowstorm hit Massachusetts causing major damage with downed trees and extended power outages. We buy home insurance for situations like these storms and other catastrophes that cause damage that would be financially devastating without an insurance safety net...