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The Murphy Insurance Blog

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News, updates and useful tips about insurance products and the insurance industry. We also provide insights on community events, local news and information that affect your everyday life. Enjoy!

hurricane check list

With the June start of hurricane season, it's a good time to check your homeowners or renters insurance—and this handy list from the Insurance Information Institute will make it easy to be sure you’re well-prepared in case a storm comes your way.

driver driving.jpg

Distracted driving has become a deadly epidemic. Cell phone use, including texting, talking, and social media, use are the most common distraction. However, other distractions including eating, drinking, applying makeup, adjusting the radio, or GPS can be equally dangerous. Don't drive distracted.

Blizzard

While those who live in the Northeast are considered a resilient bunch when it comes to enduring snowfall, facing the extreme conditions of a blizzard can prove dangerous to even the most seasoned dweller. And since you can never truly predict what Mother Nature has in store, the best defense against a blizzard is to...

ice dam

Ice dams can be a homeowners worst nightmare. When melting snow freezes at the roof edge causing water to back up under the roofing material, it can cause significant water damage to a home. Consider these tips for prevention.

frequently asked questions

Frequently asked questions about insurance coverage and service related to the coronavirus.

Don't let this happy time of year be marred by fire, theft, accidents and other disasters. Taking a few simple steps, and having the right insurance coverage can reduce these seasonal hazards. Start with these five safety tips.

driving safety

The Thanksgiving holiday and weekend are among the busiest travel days of the year and as a result some of the most dangerous for potential accidents. If you're going to be on the roads this holiday, even if it's just travelling a short distance, be extra cautious. It's always good to go over a list of safety tips to prep your vehicle and for road safety.

deer collisions

The risk for deer collisions is 3 times greater during the months of November and December according to the Highway Loss Data Institute (HLDI) statistics. Increased deer activity during their migration and mating season cause a sharp increase in auto accidents involving deer.

Know how your deductibles work to prevent surprise costs—and save money. A deductible is an amount of money that you yourself are responsible for paying toward an insured loss. When a disaster strikes your home or you have a car accident, the amount of the deductible is subtracted, or “deducted,” from your claim payment.

Effective March 26, you need documentation showing U.S. Citizenship or lawful presence in the U.S. as required by federal and state laws in order to renew or get any Massachusetts driver’s license, ID or learner’s permit. This is part of complaince with the federal REAL ID Act.