Automobile crashes causing injuries and property damage occur at the highest rates in cities. One study reports that approximately 43 percent of auto accidents are intersection-related incidents. The following intersection safety tips are ones for you to consider...

New Hampshire is the latest state to establish a no use of hand-held electronic devices law effective July 1, 2015. This means no use of hand-held electronic devices capable of providing voice or data communication while driving or temporarily halted in traffic for a stop sign or traffic signal or other momentary delays. This includes cell phones, GPS, tablets, iPods, iPads or other devices that require data entry.

We just learned via the Massachusetts Association of Insurance Agents (MAIA) that the Massachusetts Senate was successful in adding an amendment to its version of the 2016 State Budget that would increase the Property Damage Threshold for Minor and Major accidents. If the language survives the budget conference committee, the new threshold for Minor Accidents will be $1,001 and the threshold for Major Accidents will be $5,001.

In today’s commerce landscape, any business that uses technology and stores customer information has to be on heightened alert for risks related to the possibility of a cyber/data breach. Businesses that provide technology to other businesses or have access to another business’ data must be extra diligent because their exposure extends past their client to all their clients’ customers. Data breaches are frequently in the news, and legislation designed to protect consumers puts a tremendous burden on companies to make sure their infrastructures and products are secure.

Do you have a sump pump in your basement? If yes, it’s important to perform regular maintenance checks to ensure that it’s working properly to keep your home dry and prevent damage from excess ground or rainwater. Periodic checking that your pump is functioning properly can reduce the chances of a failure at the worst possible moment....

1. Your homeowners policy only provides $2500 coverage for personal business property in your home. If you have a home office, you may need to increase coverage to fully protect your computer, office furniture, equipment, filing cabinets, etc. 2. If a tree falls on your vehicle, the damage is not covered under your homeowners policy. You are covered only if you carry...

For teenagers, getting your license is a right of passage. It's a symbol of growing up and having more freedom, but it also comes with more responsibility. Most teenagers seem to have a feeling of invincibility, which is great, but it needs to be tempered with an increased sense of responsibility especially behind the wheel. That's where parents come in....

Claims are a major driver in how insurance products evolve. At a micro-level , claims trends can influence what loss situations that insurance companies may exclude from insurance policy coverage. On a macro-level, claims largely determine the markets and/or geographic areas in which insurance companies want to do business....

Winter seems to be making up for lost time. While Massachusetts didn’t have that much snow in earlier winter months, February appears to be making up for it. The snow continues to accumulate with snow this week and there are several more weeks of winter ahead. Property owners are working to keep driveways parking lots and sidewalks cleared. And, when we get this much snow, it’s important...

Valentine’s Day is just around the corner. Many of us have given or received a gift of jewelry as a symbol of our love on special days like these. While it doesn’t necessarily make sense to specifically insure every piece of jewelry you own, it’s certainly wise if you have expensive pieces…especially if you wear them frequently. When you “schedule” a special piece of jewelry on your...