pay my bill
You are generally billed by and make your payments directly to the insurance company that writes your policy. Because Murphy Insurance works with so many different insurance companies and each may have different payment options and methods available, it is not possible to list the specifics of all available options here.
However, our associates are always ready to help answer any questions
you might have about your bill or provide information about payment options. Simply contact us by email, phone or stop by. You can also learn
more below:
different ways to pay
Depending on the type of policy and the insurance company that writes your insurance policy, you may have a variety of methods by which to make your payment. In addition to payment by check, some companies offer bill payment online via their web site, by phone or by electronic funds transfer from your bank account. Because each company has different payment options, speak with an associate to find out about those available from your specific carrier.
If necessary, you can always make payment directly to Murphy Insurance by bringing it in person to one of our convenient locations.
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payment options
For some policies, you have the option of paying your insurance premium in installments rather than having to pay the amount in full, which can be helpful from a budgeting stand point. As you consider options, remember that paying in full has the benefit of avoiding installment payment fees and eliminates having to remember to make a payment each month. Speak with a trusted associate to learn more about payment plan options available for your policy.
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why paying on time is important
We know that you have every intention of making your payments on time. However, you may not realize some of the ways that having a good payment history benefits you.
In addition to keeping your insurance protection in force at all times, paying on time can keep your insurance costs down. Not only do insurance companies consider the payment history on your insurance policies, but in many cases, they may also consider your overall credit score as a factor when reviewing your application. While credit scores are not used for every type of insurance policy, the trend is that they will continue to be used. So, having a good payment history can save you money.
You may not realize the extra hassle and stress that having your policy cancelled for not paying your insurance premium, which include:
- You have no coverage.
- You can’t legally drive your car without coverage in Massachusetts.
- If you are on a payment plan, you may have to pay your bill in full to be reinstated.
- The insurance company may decline reinstating your policy, which means we will have to help you find another insurance option that may have higher costs.
- You may not qualify or have to pay a higher premium. This is especially true of life, disability and long-term care coverage because of age or health issues.
If you’re having financial difficulty, call us to discuss your options. Don’t wait until your policy is cancelled.
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insurance company bill payment links
The companies listed in the links below offer the option of paying your bill online or by telephone. Not all companies provide these options. If your company is not listed below and you want to consider alternatives to paying by check, please contact us.
NOTE: These links below are provided for your convenience. When you click on a link, you will leave the Murphy Insurance Web site.*
Commerce Insurance
Bunker Hill Insurance
Foremost Insurance Group
Hanover Insurance
Mass Property Insurance Underwriting Assoc.
NGM Insurance (Main Street America Group)
One Beacon Insurance
Philadelphia Insurance Companies
Plymouth Rock Assurance Co.
Premier Insurance Co.
Peerless
Quincy Mutual
Safety Insurance
Selective
Travelers Insurance
Vermont Mutual Insurance