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Articles about home

07

Water damage can occur from a variety of sources. Torrential rains, flooding as well as mechanical breakdowns can all lead to these kinds of losses. Here are a few tips to help prevent and ensure you're protected for these events.

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12
Every homeowner, renter and college student should have an inventory of their possessions. Just imagine…if you had a fire or burglary, would yo... Read more >

Posted in: home
15

Burglars won't find your home an "easy mark" if they are forced to work in the light, if they have to take a lot of time breaking in, or if they can't break in without making a lot of noise. Use these tips to make your home more secure.

 

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13

The homeowners policy liability section covers only "bodily injury" and "property damage." Thus, any type of non-bodily injury such as personal injury is excluded without the attachment of a personal injury endorsement. 

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23

Whether building a new home, remodeling an existing home or even repairing a home that has been damaged, a lightning protection system can be a worthwhile investment. The growing market for smart home technology makes installing a lightning protection system even more important.  Lightning’s harmful surges can damage these internal building systems, which can be quite expensive to restore.

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02

June 1 marks the beginning of Atlantic hurricane season, which ends on November 30.  Take steps to prepare and have an action plan in case you need to evacuate and to ensure that you have sufficient supplies for a few days. Also review your insurance coverage to ensure that it is adequate in the event of a loss.

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20

Dog bites (and other dog-related injuries) accounted for more than one-third of all homeowners insurance liability claim dollars paid out in 2015, costing in excess of $570 million, according to the Insurance Information Institute (I.I.I.).

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14

Fire is the largest single cause of property loss in the United States. This deadly peril kills several thousand Americans each year and causes over 15,000 injuries. Take these steps to reduce your risk of residential fires.

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08
Do you know the essentials of flood preparedmess including a plan to secure their family and property in case of flooding? Financial preparedness for flooding is often overlooked, as many property owners are unaware of the risk for flooding in their area as well as the financial implications of flood damage. Read more >

30
 The start of hurricane season is right around the corner (June 1 – November 30). So now’s the time to check your homeowners or renters insurance—and this handy list will make it easy to be sure you’re well-prepared in case a storm comes your way. Read more >

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The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.