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Articles about personal insurance

13

Learn why your insurance might not be renewed. There's a difference between an insurance company canceling a policy and choosing not to renew it.

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08

Winter months often increase the risks of a variety of claim situations. Being proactive can help reduce the chances of having an accident or loss.  Keep in mind these 9 tips to avoid claim situations that are not only costly but can cause you significant stress.

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05

Parties and social gatherings are often a big part of the holiday seaason. But hosts who serve alcohol should take steps to limit their liquor liability and make sure they have the proper insurance, according to the Insurance Information Institute (I.I.I.).

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02
Christmas trees are a beautiful holiday decoration, but they can be dangerous, too. Even if you have an artificial tree, there are hazards to avoid. T... Read more >

15
Thanksgiving Day is a fun holiday that many of us look forward to all year. As you plan and prepare for your Thanksgiving feast, be sure to keep safet... Read more >

10
The National Fire Protection Association (NFPA) discourages the use of outdoor gas-fueled turkey fryers that immerse the turkey in hot oil. These turk... Read more >

07

Many insurance companies offer coverage for identity theft as part of their homeowners insurance policy. Identity theft insurance provides reimbursement to crime victims for the cost of restoring their identity and repairing credit reports. It generally covers expenses such as phone bills, lost wages, notary and certified mailing costs, and sometimes attorney fees. learn more >

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01

September is the most common month for hurricanes making landfall in the U.S., followed by August and October. These five actions can help you stay ready for whatever the remainder of hurricane season has in store.

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13

The homeowners policy liability section covers only "bodily injury" and "property damage." Thus, any type of non-bodily injury such as personal injury is excluded without the attachment of a personal injury endorsement. 

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14

Fire is the largest single cause of property loss in the United States. This deadly peril kills several thousand Americans each year and causes over 15,000 injuries. Take these steps to reduce your risk of residential fires.

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The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.