800 222 8711 Contact Us Pay My Bill Submit a Claim
Search magnifying glass icon

Murphy Insurance News & Articles

rss

topics of interest to you

disability.jpg

The risks of becoming disabled and the resulting financial impacts are real and often underestimated. Have your own disability insurance beyond what an employer may provide.

Your renters insurance guide

Rental and Apartment Insurance

What to look for when shopping for renters insurance. Your landlord’s insurance does not cover your personal property or liability. For protection, will need to buy renters/tenants insurance.

review your insurance

Spring may be the traditional time of year for cleaning out closets and drawers and organizing attics, but it is also a great time to review of your insurance coverages. As your life changes so do your insurance needs. Instead of just dusting around the corners of your insurance policies, take the time to read them over and ask yourself the following key questions:

employee lawsuit protection

Does your business employ one or more people? Be prepared for the possibility of an employee lawsuit. Small and family-owned businesses are just as vulnerable as large corporations. Here aare steps you can take to prevent lawsuits.

workers compensation sole proprietor coverage

Workers' compensation policies issued to Sole Proprietors and Partnerships do not provide coverage for the individual sole proprietor or partner(s) unless they elect coverage for themselves. This can leave a gap in workers’ compensation coverage, so be sure you understand what coverage is in place for your own protection and when hiring subcontractors.

commercial auto protection

Even with commercial auto insurance in place for your business vehicles, you’ll want to take steps to prevent accidents and protect your employees and vehicles. Your business can reduce the chance of an accident by establishing and enforcing these practices and policies.

lawsuit protection

The legal fees to defend yourself in a lawsuit can be financially crippling regardless of whether you’re ultimately found responsible or not. Getting an umbrella liability policy a way to protect yourself.

questions to assess insurance needs

Insurance needs change as circumstances in our lives change. It's wise to have an annual insurance review. When you're reviewing your insurance coverage, these ten questions can help you figure out whether you may need to talk to your insurance professional about making a change to your coverage. Family, Home, Career Status Should Be Reflected In Your Policy Coverage.

home insurance

If disaster strikes, you'll want enough homeowners insurance to rebuild the structure of your home, to help replace your belongings, to defray costs if you're unable to live in your home and to protect your financial assets in the event of liability to others. Use these guidelines to help determine the coverage and amounts you need.

family life insurance

If you've purchased life insurance, you deserve to be commended for taking this step to protect your loved ones. There may be a temptation to file away your policy and forget it, but there are a few key things you should do right away after buying life insurance to ensure that in the event of a tragedy, your loved ones will easily be able to receive the money you want them to have.

 

The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.