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Articles about business insurance

02

New England winters are known for their unpredictability. Keeping your business operations running smoothly and safely this winter is dependent on being prepared for whatever winter weather might bring. Taking these steps can help you address the most common problems that cause property damage in winter.

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13
  Does your business use “independent contractors”? If so, are you in compliance with Massachusetts Independent Contractor L... Read more >

03

A recently published white paper examines the current exposure to cyberrisk and how insurers are responding. Interest in cyber insurance and risk continues to grow beyond expectations in 2016 in part due to high profile data breaches, but also due to awareness of the almost endless range of exposures businesses face. Attacks and breaches have grown in frequency, and loss costs are on the rise.

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28

In 2015, a new Massachusetts law went into effect regarding certificates of insurance.  This legislation, MGL Chapter 175L was enacted to legally clarify that insurance certificates do not and cannot modify the terms or conditions of the insurance policies they evidence. Yet, a year later, instances still occur where businesses or their clients appear either confused or unaware of the law. Outlined here are the key points of the law.

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08
Do you know the essentials of flood preparedmess including a plan to secure their family and property in case of flooding? Financial preparedness for flooding is often overlooked, as many property owners are unaware of the risk for flooding in their area as well as the financial implications of flood damage. Read more >

05
Performing a registration or license renewal on MassRMV.com takes minutes. By reminding customers and maybe introducing customers for the first time to our online renewal services, the RMV is trying to keep more than half a million people from branch lines this fall. The RMV is encouraging all customers to visit MassRMV.com to determine their eligibility for an online transaction before getting in line at a local branch. Read more >

07
If you're company does business in Connecticut, be aware of revised legislation imposing strict notification requirements in the event that your compa... Read more >

16

On Nov. 4, 2014, Massachusetts voters approved a ballot measure, known as the “Massachusetts Paid Sick Days Initiative,” to provide earned paid sick leave to employees. The Earned Sick Time Law is effective July 1, 2015, and generally covers all employers in Massachusetts. However, employers must comply with existing collective bargaining agreements or contracts that have more generous leave provisions. Information that employers need to know.

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01
The Massachusetts Legislature has passed a new law effective April 7, 2015 that requires drivers to turn on their headlights and taillights whenever t... Read more >

11
When winter storms cause heavy accumulations of snow, property owners and residents of buildings with flat roofs need to be especially aware of the we... Read more >

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The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.