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Entries for 'Murphy Insurance'

01
Of all businesses that close down following a disaster, more than 25 percent never open their doors again. While there’s no way to lower the ris... Read more >

18
Possible fee refund of court hearing fee for citations after September 22, 2017 Due to a recent federal court decision (US District Court 14-1... Read more >

Posted in: general
12

If disaster strikes, you'll want enough homeowners insurance to rebuild the structure of your home, to help replace your belongings, to defray costs if you're unable to live in your home and to protect your financial assets in the event of liability to others. Use these guidelines to help determine the coverage and amounts you need.

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Posted in: home
10

Water damage is among the most common reasons for making a property damage claim. Home, condominium, renter insurance and commercial property policies cover a variety of types of property damage caused by water; however, not every instance of water damage is covered by insurance.

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28
When winter weather makes driving challenging, the safest solution is to stay off the roads, but that’s not always possible…or perhaps yo... Read more >

Posted in: auto, general
26

Melting snow can refreeze at the edge of a roof creating an “ice dam” that prevents water from draining off the roof and causes it to pool and back up under the roofing material and into the attic or along exterior walls. It can cause significant water damage to a home. Consider these tips for prevention.

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Posted in: home
13

Learn why your insurance might not be renewed. There's a difference between an insurance company canceling a policy and choosing not to renew it.

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28
Do you sponsor corporate functions, holiday parties, meetings or other social events where alcoholic beverages are served? Do you rent to tenants who ... Read more >

26

Anyone hosting a Halloween party should take steps to limit their liquor liability and make sure they have the proper insurance. Social host liability laws vary widely from state to state. Some states do not impose any liability on social hosts. Others limit liability to injuries that occur on the host’s premises. Some extend the host’s liability if the person who was provided the alcohol is killed or injured, or kills or injures another person. Many states have laws that pertain specifically to furnishing alcohol to minors. 

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19

Halloween can be scary but having the right insurance coverage can take some of the fright out of the night. Insurance policies can provide financial protection for a host of disasters whether they occur on Halloween or any other day.

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Posted in: general, home
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The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.