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When it snows, it's now more important than ever to shovel snow early and keep slippery areas treated. The legal rules governing snow and ice removal have changed and increased potential liability for residential and commercial property owners. In, 2010, the Massachusetts Supreme Judicial Court ruled that all landowners must clear their property of any snow or ice that could cause injury to others. It no longer matters if the snow/ice is deposited naturally or artificially by a plow or other source. If you don’t clear your property and keep it clear, you risk a lawsuit if someone slips or falls.

This change will most likely result in more lawsuits in coming years. Is newly fallen snow a dangerous condition? Do you have to arrange for snow removal if you’re away? Jury decisions will make this clearer as they decide if a property owner acted as “reasonable person” in taking steps to prevent injury to others. Yet another reason to make sure you have adequate liability coverage. Contact us for information.

For more information, check out the links below:


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The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be  subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.