800 222 8711 Contact Us Join Mail List Secure Mail Submit a Claim
Search magnifying glass icon
 

 

Insurance Terms Glossary

This glossary of insurance terms and definitions is provided for your information and guidance. If you're looking for a definition not listed, please contact us. We'll answer your question and add it to our glossary for the benefit of others.

A  B  C  D  E  F  G  H  I  J  K  L  M  N  O  P  Q  R  S  T  U  V  W  X  Y  Z


F

flood

The National Flood Insurance Program (NFIP) defines a floos as

  • A general and temporary condition of partial or complete inundation of 2 or more acres of normally dry land area or of 2 or more properties (at least 1 of which is the policyholder's property) from:
    --Overflow of inland or tidal waters; or
    --Unusual and rapid accumulation or runoff of surface waters from any source; or
    --Mudflow;or
  • Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood as defined above.