articles & newsletters

We are providing the articles, information and newsletters below to help you learn more about a variety of insurance related topics and alert you to issues that may impact your insurance needs.  If any of the information here sparks recognition that you may have a need to address, please email, call or visit us so that a trusted associate may assist you.

insight newsletter

• Fall 2008
• Spring 2008
• Winter 2008
• Fall 2007

personal insurance

automobile

• What affects the price of your auto insurance?
• Auto insurance discounts to save you money.
• Understanding your auto insurance coverage.
• Accident forgiveness, disappearing deductible, new vehicle replacement value and other special protection options.
• How much auto insurance do I need?

home

• Preventing flooding from snow melt
• Avoid roof collapse from snow
• Don't put off creating your home inventory 
• Do you have a carbon monoxide detector in your home?  It's a Massachusetts law! 

liability protection

• How much protection is enough?
• What an umbrella policy covers
• Be careful what you "say" online...cyber libel - NEW

life insurance

• Term vs. Permanent Life Insurance. What's right for you?

disability insurance 

• Don't underestimate the risk and impact of disability

business insurance

commercial auto

• MA DOT New Commercial Vehicle Regs
• New Massachusetts Commercial Motor Vehicle Inspection Requirements 2008 
• What does commercial auto insurance cover?

employee benefits

• Clarification on ARRA Mini-COBRA subsidy eligibility in MA 
• ARRA COBRA premium subsidy takes effect March 1, 2009 

workers’ compensation

• Workers comp requirements for out-of state work:  NH enforcement change and potential fines
• Owners of sole proprietorships and partnership aren't always covered by workers' comp
• Managing workers' comp costs

general

• 10 things you should know about insurance...but probably don't.
• Why it's important to review your coverage

Please note that all information is provided as a courtesy and that Murphy Insurance makes no representation or warranty as to the completeness or accuracy of information that is provided.