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Each business we work with has its own requirements -- there is no package or policy that is right for every one. From shoe stores to builders, and everything in between, our client teams work closely with customers to determine precisely the right risk management approach. From the hundreds of commercial insurance products we offer, most companies find their needs represented in the following product lines.
General Liability
Commercial Automobile
Workers Compensation
Real/Personal Properties
Financial Services
Bonds
Employment Practices Liability
Professional Liability/Errors & Omissions
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General
Liability
Insures you against bodily injury and property damage. Depending on your
business, we can also provide product liability coverage against product
malfunctions that result in bodily injury, property damage, or personal
injury.
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Commercial
Automobile
Provides protection for any automobile used by your business. Includes
protection against bodily injury, collision, medical payments, personal
injury, property damage, uninsured motorists, and theft or damage.
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Workers
Compensation
In the event that an employee is injured at work, this coverage provides
payment.
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Real/Personal
Properties
Protects your property in the event of a loss. If needed, can also include
coverage for customers whose personal property is damaged while left in
your possession for servicing..
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Financial
Services
As an advisor who understands your business risks and goals, we can help
you develop and mange a successful retirement plan or other employee benefits.
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Bonds
A contractor's business often depends on the ability to qualify for bonds.
We offer a number of contract bond types including: bid bonds, performance
and payment bonds, maintenance bonds, supply bonds, and service contracts.
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Employment
Practices Liability
In response to a growing trend in employee-related litigation related
to claims of wrongful termination, sexual harassment, discrimination,
and unfair hiring practices, this policy can provide protection for the
company, employees, officers, and directors.
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Professional
Liability/Errors & Omissions
Covers you for damages or injury arising out of your negligence, mistakes,
or failure to take appropriate action in the performance of professional
duties.
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