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Solar Contractor Insurance

The "green" solar energy industry is growing at a rapid rate especially here in Massachusetts, New Hampshire, Vermont, Connecticut and the rest of the New England.  With government support for alternative energy programs, there are many opportunities for:

  • solar contractors and solar panel installers
  • solar operators and owners
  • solar project coordinators and financers
  • solar risk managers
  • power purchase agreement owners

Regardless of the care with which you and your company performs services, things can go wrong for which you’re responsible. The alternative energy industry has unique risk exposures that aren’t covered by traditional insurance policies. To properly protect you and your “green” solar energy business, you need to have the right solar contractor insurance protection.

As a local Massachusetts insurance agent serving all of New England, Murphy Insurance Agency understands these solar contractor risk management issues and has access to programs specifically tailored to handle the property and liability exposures of solar and renewable energy contractors. We're an NESEA member and speak your language. You can count on our commitment to helping you succeed and grow by protecting you from financial risk that could be devastating without insurance coverage. We’ll meet with you, analyze your current and potential risks and create a solar contractor insurance protection plan that fits your business needs and minimizes your financial exposure.

special coverage for unique exposures

We work with highly rated insurance companies that provide coverage to protect the integrators, installers, maintenance and operations companies. These programs, combined with our years of experience and commitment to quality service, give you one reliable source for all your insurance protection needs. Here are some of the ways we can assist:

builders risk insurance for solar power installations

  • hard cost, with transit and off-site storage
  • coverage during testing of components
  • covers non-warranty equipment breakdown coverage
  • delay in completion including additional construction expense and loss of income
  • simple transition to property insurance policy upon commissioning, acceptance and operations commence. Eliminates coverage gaps in transition to avoid claims disputes.

property insurance for operational installations

  • special form property coverage
  • equipment breakdown from covered loss
  • loss of Income

insurance for power purchase agreements

  • general liability – special protection separate from contractor or landowner general liability policy

traditional coverage

In addition to providing the specialized coverage for solar installation projects, we can also handle the traditional business insurance needs of solar contractors and facility owners.

For additional information contact

We work primarily with solar businesses in Massachusetts, Connecticut, Maine, New Hampshire, Rhode Island and Vermont. Please contact us to discuss your solar and renewable energy contractor insurance needs and learn more about our custom solar insurance solutions to protect your growing business.