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Blog: Murphy Insurance Blog

College students: What you should know about Renters and Auto insurance

August 15 2014
The start of the school year is here. College students are moving back-to-school, and many are getting prepared for new living arrangements which may or may not require having a car on campus. With all the preparation, insurance coverage is an issue that can be over looked. Even if a student has been away to college previously, it doesn't mean that his/her insurance needs haven't changed depending upon a variety of factors...

Get your coverage updated well before a storm

July 03 2014
As storm season approaches, it's a great time to remember that if you need to update your insurance protection, you need to do so well in advance of an impending hurricane. There is a 30 day waiting period after you have purchased a flood policy before the protection goes into effect...

Is hands-free cell phone use safe?

April 25 2014
When it comes to driving, you may be able to drive and talk on the phone because driving or talking seems automatic, but both require focus. Without your full attention on the task of driving, you are a less effective driver, which reduces safety. When talking on the phone, have you ever...

6 tips for burglar proofing your home

April 11 2014
US residences were burglarized nearly 1.6 million times in 2012, according to the latest Federal Bureau of Investigation studies. Proper home theft prevention ideas and techniques, however, can reduce the odds of a home burglary. Consider the following loss control techniques...

Hurricane Sandy one year later

October 30 2013
Over a dozen states were impacted by Hurricane Sandy, which caused an estimated $18.75 billion in insured property losses, excluding flood insurance claims covered by the National Flood Insurance Program. When you consider uninsured losses and the ongoing financial impacts, the economic implications from Hurricane Sandy will continue to be felt for many years...

When driving out of state carry proof of insurance

July 16 2013
Many other states require that drivers carry proof of insurance and require that insurance companies issue Auto Insurance ID Cards with policies. However, most drivers in Massachusetts have not heard of such laws because they don't exist in our state...

Keep your home in tip-top condition

June 23 2013
During the past few years, consumers have faced rapidly escalating insurance premiums on their homeowners insurance and some have experienced difficulty in even procuring a policy, particularly people with several claims. The following tips offer ways of reducing losses on your homeowners policy...

Lessons from Sandy...get flood protection

March 26 2013
With spring comes a greater potential for flooding, which can occur in areas that are not considered high risk. You don’t have to live on the coast or near a major river to experience flooding...