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Pokémon Go app takes millions of players to exciting new worlds; Insurance can help make those worlds (and this one) safer

July 19 2016
Pokémon Go, a mobile app that allows users to hunt virtually for Pokémon in the real great outdoors, has taken the world by storm, amassing more users than Twitter in just a few days. However, like most cultural phenomena, Pokémon Go has also spawned unintended consequences, such as injuries and property damage resulting from distracted users—fortunately, most of these are covered by insurance

Covering losses with business interruption insurance

July 08 2016
Standard property insurance covers physical damage and losses—furniture destroyed in a fire, a storm-damaged office building or stolen equipment. This coverage can help you pay the costs of rebuilding or replacing damaged property. But what about losses resulting from your business’s inability to operate because of property damage? For this type of loss, you’ll need business interruption insurance, also known as business income insurance.

Motorcycles: properly insuring your bike

June 24 2016
Spring, summer and fall are motorcycle season. It’s common for cyclists to remove coverage in the winter and add it back in the spring when the weather gets good. Just remember you should never drive your bike even once without ensuring your coverage is up to date. It’s also a good idea to take an in-depth look at your coverage periodically because you might change bikes, change riding habits or buy special equipment and all those things can impact your coverage needs. Here are some areas to consider.

Flood insurance: Hurricane & storm claims Q&A, part 3

June 20 2016
When you think of flooding, you may think strictly of rivers or bodies of water. Did you know that: •Homeowners are 4 times more likely to sustain a loss from a flood than a fire. •25 percent of all flood insurance claims are filed in low- to moderate-risk areas. Here are some common questions that we get about floods...

Mitigate rental property coverage gaps

June 02 2016
A homeowner may rent property to tenants on a continuous or regular basis. There are important measures that homeowners should take to protect their rental property investment. Here are some recommendations and tips if you continuously rent out residential property.

Swimming pool safety

May 25 2016
Whether you have a luxury in-ground pool, or plan to blow up an inflatable kiddie pool, it is important to consider the safety implications. Let your insurance company know that you have a pool, since it will increase your liability risk.

Why you need Uninsured Motorists coverage

May 19 2016
With all the different factors that enter into the automobile insurance purchasing process, it is important for you to be well informed in order to make intelligent decisions. One such decision concerns whether to purchase uninsured motorists (UM) and underinsured motorists (UIM) coverage. UM coverage provides insurance protection for bodily injury, and in some states property damage, caused by a motorist who is not insured.

Do you really know what you have in your house? Tips for creating a home inventory

May 12 2016
Given our busy lives and how much stuff we all have, it can seem like an impossible task to put together an inventory of everything. But, doing so helps you can make sure that you’ve got enough insurance to cover your personal property, and if you experience a loss, you’ll be able to settle a claim quicker and be more likely to get reimbursed for what you have.