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Safe boating checklist

June 13 2018
Whether you're a new or experienced boating enthusiast or simply a novice passenger, this boating safety checklist can help you prepare for a safe and and fun day on the water.

How to prepare for hurricane season

June 07 2018
Hurricanes can shatter lives as well as damage property. Being prepared can help you, your family or your business minimize the impact of the storm. The best way time to start is before the threat is imminent. Here's what you need to know.

Grilling safely

June 01 2018
Every year, millions of Americans safely enjoy outdoor barbecues, but accidents do happen. According to the U.S. Fire Administration, about 5,700 grill fires take place on residential property every year. The best way to enjoy a summer of outdoor barbecues is to take steps to prevent accidents, including maintaining your grill and using it safely.

Social host liability: Serving alcohol at a party? Be a responsible host.

May 24 2018
If you're planning to serve alcohol at your home, take steps to limit your liquor liability and make sure you have the proper insurance. Social host liability is the legal term for the criminal and civil responsibility of a person who furnishes liquor to a guest. Social host liability can have serious consequences for party throwers.

Motorcycles: properly insuring your bike

May 24 2018
Spring, summer and fall are motorcycle season. It’s common for cyclists to remove coverage in the winter and add it back in the spring when the weather gets good. Just remember you should never drive your bike even once without ensuring your coverage is up to date. It’s also a good idea to take an in-depth look at your coverage periodically because you might change bikes, change riding habits or buy special equipment and all those things can impact your coverage needs. Here are some areas to consider.

Insuring your classic car

May 07 2018
Unique vehicles require special auto coverage. A classic, custom, collectible or antique car requires insurance that reflects your vehicle’s uniqueness and value. If you own—or are thinking of owning—a special set of wheels, find out about the kind of policy you need.

Flood insurance issues for home sellers and buyers

April 12 2018
If you are selling or buying a home, be aware of changes the National Flood Insurance Program (NFIP) and flood insurance rates that began on April 1, 2015. The changes to rate structures have significant impacts to property owners/buyers especially those with properties currently in a flood zone or properties newly mapped into a Special Flood Hazard Area with the redrawing of flood maps.

Mitigate your sewer backup loss exposure

April 10 2018
Sewer backup loss exposures are a common coverage gap under a homeowners policy. However, this exposure can typically be covered by the addition of a "Water Back-up and Sump Overflow" endorsement to your policy. In addition to procuring the proper insurance coverage, homeowners should adopt several risk control techniques concerning this loss exposure.