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Grilling safely

June 01 2018
Every year, millions of Americans safely enjoy outdoor barbecues, but accidents do happen. According to the U.S. Fire Administration, about 5,700 grill fires take place on residential property every year. The best way to enjoy a summer of outdoor barbecues is to take steps to prevent accidents, including maintaining your grill and using it safely.

Social host liability: Serving alcohol at a party? Be a responsible host.

May 24 2018
If you're planning to serve alcohol at your home, take steps to limit your liquor liability and make sure you have the proper insurance. Social host liability is the legal term for the criminal and civil responsibility of a person who furnishes liquor to a guest. Social host liability can have serious consequences for party throwers.

Motorcycles: properly insuring your bike

May 24 2018
Spring, summer and fall are motorcycle season. It’s common for cyclists to remove coverage in the winter and add it back in the spring when the weather gets good. Just remember you should never drive your bike even once without ensuring your coverage is up to date. It’s also a good idea to take an in-depth look at your coverage periodically because you might change bikes, change riding habits or buy special equipment and all those things can impact your coverage needs. Here are some areas to consider.

Insuring your classic car

May 07 2018
Unique vehicles require special auto coverage. A classic, custom, collectible or antique car requires insurance that reflects your vehicle’s uniqueness and value. If you own—or are thinking of owning—a special set of wheels, find out about the kind of policy you need.

Flood insurance issues for home sellers and buyers

April 12 2018
If you are selling or buying a home, be aware of changes the National Flood Insurance Program (NFIP) and flood insurance rates that began on April 1, 2015. The changes to rate structures have significant impacts to property owners/buyers especially those with properties currently in a flood zone or properties newly mapped into a Special Flood Hazard Area with the redrawing of flood maps.

Mitigate your sewer backup loss exposure

April 10 2018
Sewer backup loss exposures are a common coverage gap under a homeowners policy. However, this exposure can typically be covered by the addition of a "Water Back-up and Sump Overflow" endorsement to your policy. In addition to procuring the proper insurance coverage, homeowners should adopt several risk control techniques concerning this loss exposure.

MA RMV closed and no RMV services for 3 days starting March 22 at 7PM

March 16 2018
The MA Registry of Motor Vehicles will be closed from Thursday, March 22 at 7 p.m. until Monday, March 26 at 8 a.m.in order to perform a technology and software upgrade required to comply with federal security standards. All non-public safety services are unavailable, and the RMV will NOT process any transactions.

Meet our Toys for Tots champion…Dawn Penzone

December 06 2017
When Dawn Penzone, Personal Insurance Supervisor in our Marlborough office, joined the Agency in 2013, we learned that Toys for Tots was a passion and major commitment for her family. So, it only made sense that we join forces. Over 20 years, the Penzones have been champions of Toys for Tots and kids in need, and their efforts are worthy of recognition.