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Flood insurance issues for home sellers and buyers

April 12 2018
If you are selling or buying a home, be aware of changes the National Flood Insurance Program (NFIP) and flood insurance rates that began on April 1, 2015. The changes to rate structures have significant impacts to property owners/buyers especially those with properties currently in a flood zone or properties newly mapped into a Special Flood Hazard Area with the redrawing of flood maps.

Mitigate your sewer backup loss exposure

April 10 2018
Sewer backup loss exposures are a common coverage gap under a homeowners policy. However, this exposure can typically be covered by the addition of a "Water Back-up and Sump Overflow" endorsement to your policy. In addition to procuring the proper insurance coverage, homeowners should adopt several risk control techniques concerning this loss exposure.

MA RMV closed and no RMV services for 3 days starting March 22 at 7PM

March 16 2018
The MA Registry of Motor Vehicles will be closed from Thursday, March 22 at 7 p.m. until Monday, March 26 at 8 a.m.in order to perform a technology and software upgrade required to comply with federal security standards. All non-public safety services are unavailable, and the RMV will NOT process any transactions.

Meet our Toys for Tots champion…Dawn Penzone

December 06 2017
When Dawn Penzone, Personal Insurance Supervisor in our Marlborough office, joined the Agency in 2013, we learned that Toys for Tots was a passion and major commitment for her family. So, it only made sense that we join forces. Over 20 years, the Penzones have been champions of Toys for Tots and kids in need, and their efforts are worthy of recognition.

Thanks and please be safe in the kitchen & on the road

November 20 2017
In this time of gratitude, Murphy Insurance wants to acknowledge and give thanks to all who contribute to our ongoing success. We also want your holiday to be joyful and as stress free as possible. Keep in mind some tips for safety in the kitchen and on the road. However you choose to spend the holiday, we want you to be safe! The Murphy family and the Agency team wish you and yours a bountiful and happy Thanksgiving.

Equifax breach - Freezing your credit may impact your insurance

October 27 2017
In response to the Equifax breach or other credit breaches, many recommend that people put a freeze on their credit. While this is certainly something to consider, freezing your credit accounts can have potential ramifications related to new insurance quotes and renewals. Info you should know.