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Massachusetts mulch fire-safety law

April 01 2016
Property owners, who use mulch in their landscaping, need to be aware of the Massachusetts Mulch Fire-Safety Regulation law that applies to commercial properties and residential properties with six or more units. But, good informaiton for every property owner to prevent fire...

Protect your business from privacy and cyber threats

March 28 2016
Cyber attacks and data breaches can come from many sources. It’s not just criminals and external threats, but internal causes that businesses need to protect against. Privacy risks can result from lost/stolen documents, mobile devices; USB sticks; employee dishonesty; emails; spyware; viruses; hackers; third-party vendors and websites. Businesses should take a three prong approach to protect private information.

Home insurance checklist...getting the best value

March 24 2016
Whether you’re buying a new home or have owned your home for some time, understanding what components make up a solid insurance protection plan for your home, your valuables and your liability is essential. While your home may not change much over the years, insurance isn’t “a set it and forget it” decision. Changes in your life, improvements to your home and changes of construction in the general marketplace can change your insurance needs.

Car insurance checklist...getting the best value

March 03 2016
Use this guide to help you find ways to save on car insurance without sacrificing your protection. The most expensive insurance policy is one with gaps that leave you without coverage when you need it most. Stay focused on value—what you get…for what you pay.

Be aware of Uber and Airbnb insurance gaps

February 19 2016
Making money by driving for Uber or renting out all or part of your home through Airbnb sounds like a great idea. However, personal auto and home insurance policies don't cover these situations...leaving you with a serious coverage gap should an accident occur.

Murphy's Corner...Delivering value for you

February 12 2016
In case you haven’t heard it frequently enough… Thank you for your business. We appreciate you choosing Murphy Insurance as your source for obtaining insurance coverage to protect everything that matters most in your life… personal, business or both.

Can you afford to replace that ring, bracelet, etc.?

February 08 2016
Insuring jewelry is different from your other personal possessions. Standard home, renter and condo policies generally have a $1,000 specific limit in the event of theft. You may be able to increase that amount to $3,000 with some companies; however, for an expensive piece such as an engagement ring, you probably would have a coverage gap. Find out how you can protect the full value of your high value jewelry and get better coverage for situations such as losing the ring or a stone falling out.

8 myths about life insurance

February 04 2016
Maybe it's the natural human aversion to thinking about our mortality combined with various myths about life insurance that results in procrastination and avoidance of this topic. If you're among those who have avoided addressing your life insurance needs, we'd like to encourage you to take action by dispelling some life insurance myths.

Changing “garaging”? Don’t delay telling your agent!

January 29 2016
The location where your vehicle is primarily parked overnight is termed the garaging location. If the garaging location changes, your auto insurance policy states that you are required to notify the insurance company immediately. There is no grace period for notification; therefore, it's a good idea to let your agent know in advance when a garaging change will occur. Failing to notify the company of a garaging change can result in an auto insurance claim being denied.