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80 years young...80 years strong.

September 22 2017
Fall 2017 marks our 80th year in business. Achieving this milestone of longevity, we look back at and appreciate all that has resulted in our success and gotten us to this point… customers, employees, family and insurance company partners. We know that without you we wouldn't be here. Thank you!

Understanding your insurance deductibles

September 20 2017
Know how your deductibles work to prevent surprise costs—and save money. A deductible is an amount of money that you yourself are responsible for paying toward an insured loss. When a disaster strikes your home or you have a car accident, the amount of the deductible is subtracted, or “deducted,” from your claim payment.

Home winter weather preparation tips

September 15 2017
Consider these simple steps to make your home safer, warmer and cheaper to live in. Ice, snow and wind can have devastating consequences on your home; fortunately, there are precautions you can take to avoid winter related damage. Keep in mind, the time to winterize is when the leaves begin to turn and not when the snow begins to fall.

Understanding the insurance claims payment process

September 06 2017
How are you paid? Who gets the check? Do you need to replace items immediately? After a disaster, you want to get back to normal as soon as possible, and your insurance company wants that too! You may get multiple checks from your insurer as you make temporary repairs, permanent repairs and replace damaged belongings. Here's what you need to know about claims payments.

Don't be confused about multi-policy discounts

August 11 2017
Discounts for having auto & home/condo/renter policies with the same company can be confusing. We're always working to help you maximize your discount opportunities and save money. In the past, a multi-policy discount only applied on a home-type policy. Discounts are available on both home and auto policies, which can mean greater savings. • auto policy discounts with a home range from 8% to 10% • home policy discounts with an auto range from 5% to 20%

In case of a flood

August 09 2017
Floods are often devastating. Taking precautions to be prepared, and knowing what to do if the area you are in is at risk of an imminent or potential flooding situation is essential. These guidelines can help you to be prepared.

Community & volunteer related liability loss exposures

August 02 2017
Many people face a variety of community-related and volunteer-related loss exposures. For example, if you or a family member holds some type of leadership role in a community, charity, religious, not-for-profit, or political organization, you should consider certain risk management recommendations.

Is your business prepared to survive a disaster?

July 21 2017
Forty percent of businesses do not reopen after a disaster and another 25 percent fail within one year. But by taking action in advance to prepare, businesses can increase their chance of getting back on their feet financially and keeping their doors open.

Does my home insurance cover storm damage?

July 17 2017
When bad weather causes damage, Home insurance coverage for a storm related losses can depend on the situation as well as on what type of coverage you’ve purchased. Typical homeowner policies (HO3 policy form) include coverage for a variety of causes of loss; however, certain causes of loss may be excluded, which helps to keep policies affordable. Learn more about homeowner insurance and storm protection.