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Massachusetts snow removal laws and liability

December 08 2016
If you own residential or commercial property, it’s essential to understand your legal responsibilities regarding snow removal. The state you live in has laws that dictate snow removal, and in many cases, your city or town may have local ordinances or by-laws that further define snow and ice removal responsibilities. In Massachusetts, all property owners (owner occupied and rental) have a legal obligation to keep their property free from snow and ice for the safety of visitors and guests…whether it’s “natural” or “unnatural” accumulations.

Costly insurance mistakes to avoid

December 07 2016
When making decisions about your insurance, it can be a balancing act deciding how much coverage to buy. When a claim occurs, few people would regret having spent a little more for the extra coverage that prevents a large out of pocket expenditure. Avoiding these common insurance mistakes will help ensure you have solid protection.

All electronic tolling on Mass Pike - October 28

October 21 2016
If you don’t drive on the Massachusetts Turnpike (Route 90) with any regularity, you may have missed the news that effective October 28, 2016, cash will no longer be accepted as payment. If you haven’t heard many details, here’s a summary to help you stay informed.

Making sure your home is properly covered for a disaster

September 01 2016
For most people, their home is their greatest asset, so it's crucial to avoid being underinsured. To protect their investment from disasters, homeowners should update their insurance regularly to include improvements, major purchases and increased rebuilding costs. Here are four key questions to ask your insurer.

Insuring a leased car

August 11 2016
If you lease a car, you still need to buy your own auto insurance policy. The auto dealer or bank that is financing the car will require you to buy collision and comprehensive coverage. You will need to buy these coverages in addition to the others that may be mandatroy in your state, such as auto liability insurance. The leasing company may also require "gap" insurance.

Summer storm resources to help mitigate risks

August 11 2016
During summer, a wide variety of severe weather conditions can occur including hailstorms, thunderstorms, high winds, flooding, lightning and even tornadoes. There are steps you can take to help mitigate damage.

Pokémon Go app takes millions of players to exciting new worlds; Insurance can help make those worlds (and this one) safer

July 19 2016
Pokémon Go, a mobile app that allows users to hunt virtually for Pokémon in the real great outdoors, has taken the world by storm, amassing more users than Twitter in just a few days. However, like most cultural phenomena, Pokémon Go has also spawned unintended consequences, such as injuries and property damage resulting from distracted users—fortunately, most of these are covered by insurance

Mitigate rental property coverage gaps

June 02 2016
A homeowner may rent property to tenants on a continuous or regular basis. There are important measures that homeowners should take to protect their rental property investment. Here are some recommendations and tips if you continuously rent out residential property.